$2,499,900
Est. payment $11,069/moCalculate yours
163 Ontario Street, Cobourg, ON K9A 3B6
Cobourg, Cobourg, ON K9A 3B6
- 5 + 1 Beds
- 6 Baths
- 3 Garage
- 5,000 Sq Ft
Listing courtesy of Homesmiths Real Estate Ltd. MLS® X13619912
About this home
One of four private residences built by the prominent Burnet Brothers circa 1864 whose chief building legacy was the iconic Victoria Hall in downtown Cobourg. This landmark century home makes a bold statement from the street with its pillared circular drive entry with iron gates & classic crisp white exterior with bold black accents. A gorgeous arched front entry with curved transom window welcomes you to the foyer that leads to the grand centre hall with soaring ceilings, crown moulding & rich hardwood floors. The front formal living & dining rooms are perfectly scaled for entertaining large groups & feature original fireplaces & large windows that fill the spaces with warm natural light. A beautiful & well-appointed chef’s kitchen is the heart of the home with its large centre island Wolf Range & Sub-zero Fridge/Freezer, stand alone wine cooler & designated pantry room. The open breakfast area overlooks the fully fenced rear yard with inground pool, cabana, patios, sports court & sweeping lawns & mature gardens. Large main floor office, separate gym room & a sunken hexagon shaped conservatory/great room with soaring waffled cathedral ceiling, fireplace, floor to ceiling windows & double garden door walkout to rear yard. One of two staircases up to the dream primary suite with dressing room, walk-in closet & 5pc ensuite bath with large glass shower & water closet. Three further well sized second floor bedrooms one with full ensuite while the north bedrooms share a lux Jack & Jill bath with walk through shower. Fully finished lower level with massive recreation area, large bedroom with above grade windows, wine room & laundry. The lower is very well suited for Nanny’s quarters or extended family. This stately residence is filled with unique architectural features & is perfectly suited for the active family who loves to entertain. Located on one of the most sought-after streets in Cobourg a stone’s throw to Lake Ontario, Beach & downtown amenities. See VTour.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Extension
- Approximate Age
- 100+
- Size
- 5,000 sqft
Interior
- Bedrooms
- 5 + 1
- Bathrooms
- 6
- Kitchens
- 2
- Total Rooms
- 22
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Other
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Concrete, Stone
- Roof
- Asphalt Shingle, Flat
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 162.2 x 161.01 Feet
- Parking
- Attached garage · 10 total
- Zoning
- Residential
Financial
- Property Taxes
- $18,273 (2025)
Location
- Neighbourhood
- Cobourg
- Cross Street
- Clyde/Ontario
- Direction Faces
- West
Listing
- MLS® Number
- X13619912
- Days on Market
- 80
- Listed On
- 2026-07-30
- Possession
- Flexible
- Listed By
- Homesmiths Real Estate Ltd.
Rooms
Features
Interior
- Auto Garage Door Remote
- Built-In Oven
- Carpet Free
- Countertop Range
- In-Law Suite
- Storage
Property
- Fenced Yard
- Lake/Pond
- Marina
- Park
- Wooded/Treed
- Level
Pool
- Inground
- Included
- All existing appliances: Fridge, Stove, Dishwasher, b/i Microwave, Clothes Washer & Dryer. All electrical and light fixtures. All window coverings including blinds (except those owned by stager).
- Excluded
- Chandeliers in Main Hallway/Foyer.
- Rental items
- Hot Water Heater | Reliance $62.16/monthly (approximate)
Mortgage calculator
Estimated mortgage payment
$11,069 per month
- Principal and interest
- $11,069
- Property tax
- $1,523
- Condo fees
- $0
- Estimated monthly cost
- $12,592
Your mortgage
- Mortgage amount
- $1,999,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,320,785
Cash to close
- Down payment
- $499,980
- Land transfer tax
- $48,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $548,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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