$529,900
Est. payment $2,346/moCalculate yours
164 Victoria Street, Ingersoll, ON N5C 2N1
Ingersoll - North, Ingersoll, ON N5C 2N1
- 2 + 1 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of The Realty Firm Inc. MLS® X13823284
About this home
Get ready to fall in love with this charming 3 bdrm, 1.5 bath 2 storey, sitting on an incredible 225 ft deep picturesque ravine lot with a peaceful stream running along the back! Step inside to a welcoming main floor featuring a foyer, a bright living room, dining room, huge kitchen with direct access to backyard, a convenient 2 pce bath and main floor bedroom w/ laundry closet. Washer & Dryer can easily be moved back to basement. Upstairs, you’ll find 2 additional bedrooms and a rustic renovated 4 pce bathroom. The unfinished basement has always been dry and provides plenty of extra storage space and room for future possibilities. Outside, the property offers the added bonus of 2 private driveways, providing plenty of convenient parking specially for those working night shifts! But the real show stopper is out back! This fabulous 225′ deep lot has 2 sheds and gives you room to garden, entertain, play or simply spread out and enjoy your little slice of nature. Wander to the back of the property and you’ll discover a peaceful stream running along the rear, creating a charming country-like setting right in your backyard! A yard like this doesn’t come up every day- bring your ideas and make this special property your own!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 57 x 225 Feet
- Parking
- None garage · 7 total
- Zoning
- R2
Financial
- Property Taxes
- $3,708 (2026)
Location
- Neighbourhood
- Ingersoll - North
- Cross Street
- WONHAM ST N & VICTORIA
- Direction Faces
- North
Listing
- MLS® Number
- X13823284
- Days on Market
- 24
- Listed On
- 2026-09-24
- Possession
- FLEXIBLE
- Listed By
- The Realty Firm Inc.
Rooms
Features
Interior
- Water Heater Owned
- Water Softener
Property
- Park
- Library
- Hospital
- Place Of Worship
- Wooded/Treed
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, Water Heater, Water Softener, 2 sheds, window coverings.
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$2,346 per month
- Principal and interest
- $2,346
- Property tax
- $309
- Condo fees
- $0
- Estimated monthly cost
- $2,655
Your mortgage
- Mortgage amount
- $423,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $279,965
Cash to close
- Down payment
- $105,980
- Land transfer tax
- $7,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $113,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.