$599,900
Est. payment $2,656/moCalculate yours
1640 Mary Street, Kingston, ON K7M 5J1
37 - South of Taylor-Kidd Blvd, Kingston, ON K7M 5J1
- 3 + 2 Beds
- 2 Baths
- 2 Garage
- 700 Sq Ft
Listing courtesy of RE/MAX RISE EXECUTIVES, BROKERAGE MLS® X13875164
About this home
Set on an approximately 81 x 120 ft. lot in Kingston’s established West End, this legal duplex combines tastefully finished interiors with extensive updates completed less than five years ago. The main-level unit features three bedrooms and one bathroom, while the lower-level unit offers two bedrooms and one bathroom. Both units were thoughtfully renovated with updated finishes throughout, creating inviting living spaces. The renovations also included complete electrical and plumbing updates, extending beyond the cosmetic improvements. Consistently maintained and carefully cared for, the property also features air conditioning, a large detached garage and a generous yard. This duplex deserves a closer look from buyers building or expanding their investment portfolio, as well as those looking to live in one unit while earning rental income from the other. View the brochure for full property details and financial information. New pre-listing home inspection report is available upon request.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 2
- Total Rooms
- 11
- Basement
- Separate Entrance, Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 81.26 x 123.35 Feet
- Parking
- Detached garage · 4 total
Financial
- Property Taxes
- $3,205 (2026)
Location
- Neighbourhood
- 37 - South of Taylor-Kidd Blvd
- Cross Street
- Victoria St
- Direction Faces
- North
Listing
- MLS® Number
- X13875164
- Days on Market
- 10
- Listed On
- 2026-10-08
- Possession
- Flexible
- Listed By
- RE/MAX RISE EXECUTIVES, BROKERAGE
Rooms
Features
Interior
- Carpet Free
- In-Law Suite
Pool
- None
- Included
- 2 x Washer, 2 x Dryer, 2x Fridge, 2 x Dishwasher
- Excluded
- Tenant's belongings
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$2,656 per month
- Principal and interest
- $2,656
- Property tax
- $267
- Condo fees
- $0
- Estimated monthly cost
- $2,923
Your mortgage
- Mortgage amount
- $479,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $316,948
Cash to close
- Down payment
- $119,980
- Land transfer tax
- $8,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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