$925,000
Est. payment $4,096/moCalculate yours
165 St Andrews Street W, Cambridge, ON N1S 1N2
Cambridge, ON N1S 1N2
- 5 + 2 Beds
- 4 Baths
- 1 Garage
- 2,500 Sq Ft
Listing courtesy of HOMELIFE SILVERCITY REALTY INC. MLS® X14026446
About this home
A Beautiful Place to Call Home. Welcome to 165 St Andrews Street, with a ***LEGAL 2 BED BASEMENT APT*** a charming and inviting property that beautifully combines comfort, style, and convenience. Set in a desirable Cambridge location, this residence offers a wonderful opportunity for those looking for a place that feels both warm and welcoming while providing the space and amenities needed for modern living. From its attractive exterior to its thoughtfully designed interior spaces, the property offers an appealing blend of elegance, functionality, and character. The home provides a comfortable setting for everyday living, entertaining family and friends, and creating lasting memories. With its convenient location and inviting atmosphere.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 6-15
- Size
- 2,500 sqft
Interior
- Bedrooms
- 5 + 2
- Bathrooms
- 4
- Kitchens
- 2
- Basement
- Finished, Apartment
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stucco (Plaster), Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 134 Feet
- Parking
- Attached garage · 4 total
Financial
- Property Taxes
- $7,637 (2025)
Location
- Cross Street
- Victoria Avenue
- Direction Faces
- West
Listing
- MLS® Number
- X14026446
- Days on Market
- 5
- Listed On
- 2026-10-13
- Possession
- Flex
- Listed By
- HOMELIFE SILVERCITY REALTY INC.
Rooms
Features
Interior
- Carpet Free
Pool
- None
Mortgage calculator
Estimated mortgage payment
$4,096 per month
- Principal and interest
- $4,096
- Property tax
- $636
- Condo fees
- $0
- Estimated monthly cost
- $4,732
Your mortgage
- Mortgage amount
- $740,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $488,710
Cash to close
- Down payment
- $185,000
- Land transfer tax
- $14,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $199,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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