$569,900
Est. payment $2,523/moCalculate yours
17 Cortland Terrace, St. Thomas, ON N5R 0J6
St. Thomas, St. Thomas, ON N5R 0J6
- 2 + 1 Beds
- 3 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of SUTTON GROUP - SELECT REALTY MLS® X13809672
About this home
END UNIT! ONE-FLOOR! NO CONDO FEES! Welcome to 17 Cortland Terrace boasting private, fully-fenced lot (35.26′ x 131.39′ ) with privacy pergola, BBQ gasline and deck neatly tucked off sliding patio doors leading into main floor living area with vaulted ceiling, potlights, and bright, well-appointed kitchen including stainless steel appliances, built-in microwave and slender pantry. Kitchen showcases convenient island with easy close cabinetry. END UNIT offers TWO additional windows allowing for lots of natural light to flood the living spaces. Main floor primary bedroom offers primary 3pc ensuite with walk-in closet. Second bedroom on main floor is being shown as hobby and crafts room. Main floor laundry. Finished lower-level shines with a deep-pour foundation providing taller ceiling height and larger windows for natural light. Lower-level shines with 4pc bathroom, bedroom, family room and handy workshop. Stair lift can be included or excluded. This 1780 sq ft of finished living spaces leads to south-facing, covered front porch for easy additional outdoor space. Double car driveway and single car garage with desirable inside entry completes this excellent valued home. Welcome Home. You’ll be happy here.
Property details
Overview
- Property Type
- Att/Row/Townhouse
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 6-15
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Board & Batten , Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 35.26 x 121.39 Feet
- Parking
- Attached garage · 3 total
- Zoning
- HR3A-33
Financial
- Property Taxes
- $3,909 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Peach Tree Blvd / Cortland Terrace
- Direction Faces
- North
Listing
- MLS® Number
- X13809672
- Days on Market
- 27
- Listed On
- 2026-09-21
- Possession
- Flexible
- Listed By
- SUTTON GROUP - SELECT REALTY
Rooms
Features
Interior
- ERV/HRV
- Primary Bedroom - Main Floor
- Sump Pump
- Auto Garage Door Remote
Property
- Fenced Yard
- Place Of Worship
- School
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Built-in Microwave, Washer, Dryer, Window Coverings, Garage Door Opener, 2 Bar Stools
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$2,523 per month
- Principal and interest
- $2,523
- Property tax
- $326
- Condo fees
- $0
- Estimated monthly cost
- $2,849
Your mortgage
- Mortgage amount
- $455,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $301,098
Cash to close
- Down payment
- $113,980
- Land transfer tax
- $7,873
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $121,853
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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