Gurvinder Nokwal REALTOR®
For Sale Detached 3 days on market

$524,900

Est. payment $2,324/moCalculate yours

17 Gerrard Street, St. Catharines, ON L2R 5S8

451 - Downtown, St. Catharines, ON L2R 5S8

  • 2 Beds
  • 2 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of REALTY NETWORK MLS® X14084926

About this home

A rare find in the downtown core, this solid double brick home sits on a quiet street with a wide lot, parking for up to three vehicles and Montebello Park just minutes away. Inside, hardwood flooring runs through the main and upper levels, complemented by a bright open kitchen, two bedrooms plus a separate office, and 1.5 bathrooms. The upper level also features convenient second floor laundry and a bathroom with a separate tub and shower.The full height, fully finished basement provides excellent additional living space, while the low maintenance backyard is perfect for relaxing or entertaining. Enjoy the best of downtown living with shops, restaurants, parks and everyday amenities all close by.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Basement
Full, Finished

Building & Systems

Heating
Radiant (Gas)
Cooling
Wall Unit(s)
Exterior
Brick, Wood
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
38.6 x 89 Feet
Parking
None garage · 3 total
Zoning
r3

Financial

Property Taxes
$3,409 (2025)

Location

Neighbourhood
451 - Downtown
Cross Street
Lake and Welland
Direction Faces
West

Listing

MLS® Number
X14084926
Days on Market
3
Listed On
2026-10-15
Possession
flexible
Listed By
REALTY NETWORK

Rooms

Room Level Dimensions
Recreation Basement 14′ 4″ × 21′ 11″
Kitchen Main 13′ 1″ × 10′ 6″
Sunroom Main 9′ 9″ × 4′ 11″
Foyer Main 3′ 9″ × 8′ 5″
Bathroom Main 4′ 9″ × 3′ 4″
Living Room Main 12′ 5″ × 10′ 0″
Furnace Room Basement 6′ 5″ × 10′ 9″
Bedroom Second 11′ 10″ × 9′ 9″
Bathroom Second 9′ 4″ × 5′ 8″
Office Second 8′ 5″ × 10′ 10″
Primary Bedroom Second 13′ 8″ × 10′ 1″
Dining Room Main 16′ 10″ × 11′ 4″
Utility Room Basement 14′ 5″ × 7′ 4″

Features

Interior

  • Water Heater Owned
  • Storage

Pool

  • None
Included
Fridge, Stove, Dishwasher, Washer and Dryer
Excluded
Nil
Rental items
Nil

Mortgage calculator

Minimum for this price: $27,490 (5.24%)

Amortization, years

Estimated mortgage payment

$2,324 per month

Principal and interest
$2,324
Property tax
$284
Estimated monthly cost
$2,608

Your mortgage

Mortgage amount
$419,920
Mortgage insurance
Not needed
Interest over 25 years
$277,323

Cash to close

Down payment
$104,980
Land transfer tax
$6,973
Total, before legal fees
$111,953
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

17 Gerrard Street, St. Catharines, ON L2R 5S8 451 - Downtown, St. Catharines, ON L2R 5S8
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Also listed as MLS® X13812600

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$524,900 17 Gerrard Street, St. Catharines, ON L2R 5S8
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