$769,000
Est. payment $3,405/moCalculate yours
17 RAMSEY Street, St. Catharines, ON L2N 2K3
443 - Lakeport, St. Catharines, ON L2N 2K3
- 2 + 2 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of REVEL Realty Inc., Brokerage MLS® X13758180
About this home
Welcome to this beautifully maintained home featuring two legal units in the desirable North End of St. Catharines. Situated on a generous 60 x 110 ft lot, this charming raised mansard bungalow offers incredible versatility for homeowners, investors, or those looking for a smart way to offset their living costs. The bright and spacious upper level features 2 bedrooms, full bathroom, and a thoughtfully designed layout with comfortable living, dining, and kitchen areas. The lower level features a legal second unit with its own kitchen, 2 bedrooms, full bathroom, and cozy living space-ideal for rental income, extended family, or additional flexibility. Set on an oversized corner lot, the property also offers potential for an ADU (see site plan), subject to municipal approvals and requirements. The home could easily be enjoyed as two units or converted back into a single-family residence, giving future owners a variety of options to suit their needs. Outside, the fully fenced backyard is a wonderful private retreat, surrounded by mature trees and offering plenty of space to relax, entertain, and enjoy the outdoors. The expansive 8+ car driveway provides exceptional parking and added convenience.A well-cared-for property in a quiet, family-friendly neighbourhood, offering the rare combination of income potential, flexible living options, generous outdoor space, and future possibilities.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 2
- Kitchens
- 2
- Total Rooms
- 11
- Basement
- Finished, Full, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Shingle , Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60.4 x 110 Feet
- Parking
- None garage · 8 total
- Zoning
- R1
Financial
- Property Taxes
- $5,087 (2025)
Location
- Neighbourhood
- 443 - Lakeport
- Cross Street
- North of Scott Street & West of Geneva
- Direction Faces
- East
Listing
- MLS® Number
- X13758180
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- Flexible
- Listed By
- REVEL Realty Inc., Brokerage
Rooms
Features
Interior
- In-Law Capability
- In-Law Suite
Pool
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$3,405 per month
- Principal and interest
- $3,405
- Property tax
- $424
- Condo fees
- $0
- Estimated monthly cost
- $3,829
Your mortgage
- Mortgage amount
- $615,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $406,290
Cash to close
- Down payment
- $153,800
- Land transfer tax
- $11,855
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $165,655
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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