$529,000
↓ $10,000 from $539,000
Est. payment $2,342/moCalculate yours
172 Lake Street, St. Catharines, ON L2R 5Y9
451 - Downtown, St. Catharines, ON L2R 5Y9
- 2 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of EXP REALTY MLS® X13794704
About this home
Look no further! This beautiful home is perfect for first-time buyers or if you are looking to downsize. Renovated throughout, this home has great curb appeal, with new siding (2022), and a covered front porch with modern glass railing. The bright, open main floor features living room, dining room, kitchen with convenient breakfast bar, and updated 2 piece bathroom. On the second floor, you will find two spacious bedrooms with generous closet space, and an updated full 4 piece bathroom. The basement with laundry area has good ceiling height and offers potential to finish for additional living or home office space. Detached garage with newer concrete floor/garage door and roof (2021). Parking is not a concern with a large, newly paved, private driveway, offering plenty of room for guests with space for four vehicles. Conveniently located close to shopping, restaurants, and all amenities. Just a short walking distance to schools, plus quick and easy highway access. This lovely home is ready for you to move in!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Development Potential
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 33.07 x 80.27 Feet
- Parking
- Detached garage · 3 total
- Zoning
- R3
Financial
- Property Taxes
- $3,056 (2025)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- Carlton Street and Lake Street
- Direction Faces
- East
Listing
- MLS® Number
- X13794704
- Days on Market
- 32
- Listed On
- 2026-09-16
- Possession
- 30-60 days
- Listed By
- EXP REALTY
Features
Interior
- Auto Garage Door Remote
- Water Heater
Pool
- None
- Included
- Refrigerator, stove, dishwasher, washing machine, dryer all window coverings and light fixtures.
- Excluded
- No exclusions
- Rental items
- Hot water tank is rented $33.93
Mortgage calculator
Estimated mortgage payment
$2,342 per month
- Principal and interest
- $2,342
- Property tax
- $255
- Condo fees
- $0
- Estimated monthly cost
- $2,597
Your mortgage
- Mortgage amount
- $423,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $279,489
Cash to close
- Down payment
- $105,800
- Land transfer tax
- $7,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $112,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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