$499,500
Est. payment $2,212/moCalculate yours
173 Davy Street N, Loyalist, ON K0H 1G0
57 - Bath, Loyalist, ON K0H 1G0
- 2 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of SUTTON GROUP-MASTERS REALTY INC., BROKERAGE MLS® X13545430
About this home
The McTaggart House is deemed of cultural heritage because of it’s inclusion in the “Red Book” BUT is not designated as Historical. It is also zoned for operating a business as well as residential. The house was built in the period 1859-1892. It survived the “Great Fire of 1942” which swept through the downtown core of Bath; destroying all but 2 of the downtown buildings. It was lifted and completely renovated in 2019 with all new infrastructure including new poured foundation, new gas furnace and HVAC, new electrical and plumbing including hot water on demand. Basement and huge crawlspace are foam insulated and the steel roofs were done in 2018.The original posts and beams have been saved and give it a warm feeling although it’s a modern home with all modern fixtures and appliances. This is not your typical home as it boasts all handmade floors, baseboards and trim downstairs as well as most of the original wide plank floors on the 2nd floor. A large open plan main floor with 7 windows to bring lots of light in. There is lots of cleverly designed storage space and both the master closet and the mudroom closets are fitted with IKEA storage shelves so lots of space to organize. The location is just off Main St. with it’s local vibe and businesses Not your typical subdivision house but rather a part of the community.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Board & Batten
- Foundation
- Poured Concrete
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 49 x 71 Feet
- Parking
- Detached garage · 3 total
Financial
- Property Taxes
- $2,979 (2026)
Location
- Neighbourhood
- 57 - Bath
- Cross Street
- Main Street
- Direction Faces
- West
Listing
- MLS® Number
- X13545430
- Days on Market
- 102
- Listed On
- 2026-07-08
- Listed By
- SUTTON GROUP-MASTERS REALTY INC., BROKERAGE
Rooms
Features
Interior
- Separate Hydro Meter
- Upgraded Insulation
- Water Meter
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,212 per month
- Principal and interest
- $2,212
- Property tax
- $248
- Condo fees
- $0
- Estimated monthly cost
- $2,460
Your mortgage
- Mortgage amount
- $399,600
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,903
Cash to close
- Down payment
- $99,900
- Land transfer tax
- $6,465
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,365
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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