$399,900
↓ $25,100 from $425,000
Est. payment $1,771/moCalculate yours
174 Beech Street, St. Catharines, ON L2R 2C6
451 - Downtown, St. Catharines, ON L2R 2C6
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX ESCARPMENT REALTY INC. MLS® X13801064
About this home
Located in the desirable Fitzgerald neighbourhood of St. Catharines, this charming home offers a private driveway and a sunny, open main floor with the inviting feel of a cottage in the city. The home features three bedrooms and numerous recent updates, including an updated kitchen, improvements to the plumbing and wiring. Conveniently located close to downtown amenities, schools, parks, shopping, and transit. Step outside to a cozy backyard with a mature garden, creating a peaceful and inviting outdoor retreat. A warm and welcoming home filled with character, thoughtful updates, and charm - you will feel the love and care that has been poured into this home.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 28 x 66 Feet
- Parking
- None garage · 1 total
- Zoning
- R2
Financial
- Property Taxes
- $2,449 (2026)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- Catherine St
- Direction Faces
- South
Listing
- MLS® Number
- X13801064
- Days on Market
- 31
- Listed On
- 2026-09-17
- Listed By
- RE/MAX ESCARPMENT REALTY INC.
Rooms
Features
Interior
- Water Meter
- Workbench
Property
- Fenced Yard
- Park
- Place Of Worship
- School
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer
- Excluded
- NIL
- Rental items
- Water Heater
Mortgage calculator
Estimated mortgage payment
$1,771 per month
- Principal and interest
- $1,771
- Property tax
- $204
- Condo fees
- $0
- Estimated monthly cost
- $1,975
Your mortgage
- Mortgage amount
- $319,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $211,281
Cash to close
- Down payment
- $79,980
- Land transfer tax
- $4,474
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,454
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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