$899,900
Est. payment $3,985/moCalculate yours
174 University Avenue W, Cobourg, ON K9A 2H2
Cobourg, Cobourg, ON K9A 2H2
- 4 Beds
- 2 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of Royal LePage ProAlliance Realty MLS® X14027448
About this home
Welcome to 174 University Avenue West, a charming Edwardian-era red-brick home built in 1916, where century-old character meets modern comforts, all within walking distance of Downtown Cobourg. Surrounded by mature trees and established gardens, this thoughtfully updated two-storey home offers 4 bedrooms, 2 bathrooms, and inviting spaces to gather and relax. The covered front porch is perfect for morning coffee, while inside, oversized windows and southwest exposure fill the living room with natural light. Original extra-wide wood baseboards add character to the living and dining rooms, where you’ll also find a built-in china cabinet. The bright kitchen features granite countertops, stainless steel appliances, open shelving, generous cupboard space, and a cozy window seat. Just beyond, the family room offers a wood-burning fireplace and walkout to the covered back patio. A rear mudroom entry and powder room with exposed brick, marble countertop, and pocket door complete the main floor. Upstairs are four bedrooms and an updated bathroom with a freestanding tub with shower and quartz countertop. The partially finished basement offers a recreation room with built-in storage, playroom, and sauna suite with an adjoining shower room featuring radiant heated floors and a separate change room. Two staircases provide access to the lower level, which also includes laundry, a cold cellar, and additional storage. Outside, the fully fenced backyard features raised garden beds and a dedicated vegetable patch, while a detached garage and garden shed offer extra storage. With Downtown Cobourg, the Cobourg Public Library, and the marina all an easy walk away, this much-loved century home brings together character, comfort, and a location you’ll love.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50.63 x 168.63 Feet
- Parking
- Detached garage · 6 total
Financial
- Property Taxes
- $4,726 (2026)
Location
- Neighbourhood
- Cobourg
- Cross Street
- University Ave W & Ball St
- Direction Faces
- North
Listing
- MLS® Number
- X14027448
- Days on Market
- 5
- Listed On
- 2026-10-13
- Possession
- 2-3 Months
- Listed By
- Royal LePage ProAlliance Realty
Rooms
Features
Interior
- Sauna
- In-Law Capability
Property
- Arts Centre
- Beach
- Golf
- Hospital
- Library
- Marina
Pool
- None
- Included
- Electric light fixtures, all appliances, window coverings, built in cabinetry
- Excluded
- Bird feeders, large wind chime, all art, furniture, personal belongings, safe, sea can **back porch furniture negotiable**
- Rental items
- Hot water tank & furnace
Mortgage calculator
Estimated mortgage payment
$3,985 per month
- Principal and interest
- $3,985
- Property tax
- $394
- Condo fees
- $0
- Estimated monthly cost
- $4,378
Your mortgage
- Mortgage amount
- $719,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $475,449
Cash to close
- Down payment
- $179,980
- Land transfer tax
- $14,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $194,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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