Gurvinder Nokwal REALTOR®
For Sale Detached 16 days on market

$899,900

Est. payment $3,985/moCalculate yours

176 Ashley Street, Belleville, ON K0K 2B0

Thurlow Ward, Belleville, ON K0K 2B0

  • 3 + 1 Beds
  • 2 Baths
  • 2 Garage
  • 1,500 Sq Ft

Listing courtesy of Royal Lepage ProAlliance Realty MLS® X13872040

About this home

Welcome to your private waterfront oasis on the pristine Moira River! Nestled on a rare 1.345-acre lot with over 250 feet of direct shoreline, this beautiful all-brick raised bungalow offers the perfect blend of serene country living and incredible convenience, located just 6 minutes from Highway 401 within an excellent school district. Step inside to a welcoming foyer that ascends to a light-filled main level, where a spacious living room flows seamlessly into the dining and kitchen areas. The kitchen’s breakfast nook opens directly onto an impressive 20′ x 12’6″ elevated deck equipped with a natural gas BBQ line, offering peaceful views across sweeping grounds down to the water. Three bright bedrooms and a full family bathroom complete this level. The lower level expands your living space, anchored by a massive 20’8″ x 25’7″ rec room with a cozy gas fireplace. Walk directly out to a sheltered patio with a second gas line for a heater to comfortably enjoy river views in any season. Downstairs also features a fourth bedroom, a utility area, a drywalled fifth room ready for a home office or extra bedroom, and a newly completed full bathroom featuring a modern custom tile and glass shower. Designed for complete peace of mind, the home includes high-speed fibre internet, a 17kW generator wired directly to the property, and an EV-ready garage. Recent updates include oak hardwood floors (2025), a reverse osmosis water system (2023), and very low annual utility costs (2025 Hydro was $1,553 including daily EV charging; Natural Gas was $1,038). Combining quality craftsmanship, incredible acreage, and direct river access, this exceptional turn-key property is ready for you to move in and start making memories!

Property details

Overview

Property Type
Detached
Style
Bungalow-Raised
For
For Sale
Status
New
Approximate Age
31-50
Size
1,500 sqft

Interior

Bedrooms
3 + 1
Bathrooms
2
Kitchens
1
Basement
Finished with Walk-Out

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Shingle
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
149.2 x 252.19 Feet
Parking
Built-In garage · 6 total
Zoning
RR and EP

Financial

Property Taxes
$4,926 (2026)

Location

Neighbourhood
Thurlow Ward
Cross Street
Ashley St and Harmony Rd
Direction Faces
East

Listing

MLS® Number
X13872040
Days on Market
16
Listed On
2026-10-02
Possession
Fast closing preferred
Listed By
Royal Lepage ProAlliance Realty

Rooms

Room Level Dimensions
Bathroom Main 7′ 9″ × 11′ 1″
- Main 16′ 0″ × 9′ 8″
Bedroom 4 Lower 12′ 6″ × 13′ 4″
Recreation Lower 20′ 8″ × 25′ 7″
Bathroom Lower 8′ 10″ × 6′ 0″
Primary Bedroom Main 12′ 6″ × 11′ 1″
Dining Room Main 10′ 0″ × 10′ 11″
Bedroom 5 Lower 8′ 10″ × 12′ 7″
Living Room Main 21′ 0″ × 14′ 5″
Utility Room Lower 12′ 7″ × 11′ 6″
Bedroom 2 Main 10′ 6″ × 9′ 4″
Bedroom 3 Main 10′ 6″ × 10′ 11″

Features

Interior

  • Air Exchanger
  • Auto Garage Door Remote
  • Central Vacuum
  • Floor Drain
  • Generator - Full
  • Primary Bedroom - Main Floor
  • Sewage Pump
  • Sump Pump
  • Water Heater Owned
  • Water Softener
  • Water Treatment

Property

  • Electric Car Charger
  • Fenced Yard
  • Level
  • Place Of Worship
  • River/Stream
  • School Bus Route

Pool

  • None
Included
All light fixtures, hot water tank, dishwasher, fridge, stove, built in microwave, washer, dryer, reverse osmosis, 2 garage door openers + 2 remotes, UV light, water softener, alarm system, sheds, satellite dish, generator, docks, irrigation system with pump
Excluded
Curtains and curtain rods

Mortgage calculator

Minimum for this price: $64,990 (7.22%)

Amortization, years

Estimated mortgage payment

$3,985 per month

Principal and interest
$3,985
Property tax
$411
Estimated monthly cost
$4,395

Your mortgage

Mortgage amount
$719,920
Mortgage insurance
Not needed
Interest over 25 years
$475,449

Cash to close

Down payment
$179,980
Land transfer tax
$14,473
Total, before legal fees
$194,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

176 Ashley Street, Belleville, ON K0K 2B0 Thurlow Ward, Belleville, ON K0K 2B0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$899,900 176 Ashley Street, Belleville, ON K0K 2B0
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