$899,900
Est. payment $3,985/moCalculate yours
176 Ashley Street, Belleville, ON K0K 2B0
Thurlow Ward, Belleville, ON K0K 2B0
- 3 + 1 Beds
- 2 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of Royal Lepage ProAlliance Realty MLS® X13872040
About this home
Welcome to your private waterfront oasis on the pristine Moira River! Nestled on a rare 1.345-acre lot with over 250 feet of direct shoreline, this beautiful all-brick raised bungalow offers the perfect blend of serene country living and incredible convenience, located just 6 minutes from Highway 401 within an excellent school district. Step inside to a welcoming foyer that ascends to a light-filled main level, where a spacious living room flows seamlessly into the dining and kitchen areas. The kitchen’s breakfast nook opens directly onto an impressive 20′ x 12’6″ elevated deck equipped with a natural gas BBQ line, offering peaceful views across sweeping grounds down to the water. Three bright bedrooms and a full family bathroom complete this level. The lower level expands your living space, anchored by a massive 20’8″ x 25’7″ rec room with a cozy gas fireplace. Walk directly out to a sheltered patio with a second gas line for a heater to comfortably enjoy river views in any season. Downstairs also features a fourth bedroom, a utility area, a drywalled fifth room ready for a home office or extra bedroom, and a newly completed full bathroom featuring a modern custom tile and glass shower. Designed for complete peace of mind, the home includes high-speed fibre internet, a 17kW generator wired directly to the property, and an EV-ready garage. Recent updates include oak hardwood floors (2025), a reverse osmosis water system (2023), and very low annual utility costs (2025 Hydro was $1,553 including daily EV charging; Natural Gas was $1,038). Combining quality craftsmanship, incredible acreage, and direct river access, this exceptional turn-key property is ready for you to move in and start making memories!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Shingle
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 149.2 x 252.19 Feet
- Parking
- Built-In garage · 6 total
- Zoning
- RR and EP
Financial
- Property Taxes
- $4,926 (2026)
Location
- Neighbourhood
- Thurlow Ward
- Cross Street
- Ashley St and Harmony Rd
- Direction Faces
- East
Listing
- MLS® Number
- X13872040
- Days on Market
- 16
- Listed On
- 2026-10-02
- Possession
- Fast closing preferred
- Listed By
- Royal Lepage ProAlliance Realty
Rooms
Features
Interior
- Air Exchanger
- Auto Garage Door Remote
- Central Vacuum
- Floor Drain
- Generator - Full
- Primary Bedroom - Main Floor
- Sewage Pump
- Sump Pump
- Water Heater Owned
- Water Softener
- Water Treatment
Property
- Electric Car Charger
- Fenced Yard
- Level
- Place Of Worship
- River/Stream
- School Bus Route
Pool
- None
- Included
- All light fixtures, hot water tank, dishwasher, fridge, stove, built in microwave, washer, dryer, reverse osmosis, 2 garage door openers + 2 remotes, UV light, water softener, alarm system, sheds, satellite dish, generator, docks, irrigation system with pump
- Excluded
- Curtains and curtain rods
Mortgage calculator
Estimated mortgage payment
$3,985 per month
- Principal and interest
- $3,985
- Property tax
- $411
- Condo fees
- $0
- Estimated monthly cost
- $4,395
Your mortgage
- Mortgage amount
- $719,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $475,449
Cash to close
- Down payment
- $179,980
- Land transfer tax
- $14,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $194,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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