$449,900
Est. payment $1,992/moCalculate yours
177 Elgin Street, Saugeen Shores, ON N0H 2C0
Saugeen Shores, Saugeen Shores, ON N0H 2C0
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of eXp Realty MLS® X13680288
About this home
Opportunity meets location at 177 Elgin Street in Port Elgin. This 3-bedroom, 1-bathroom cottage has been a successful rental property for a number of years, attracting many repeat cottagers who return year after year to enjoy its unbeatable location just steps from the harbour and Main Beach. For investors, this property offers the potential to continue an established rental history in one of Port Elgin’s most desirable areas, with strong appeal across the seasons. The 4-season layout and gas fireplace help extend its use beyond the summer months, while recent updates add value and peace of mind, including newer windows (2017), gas fireplace (2012), roof (2023), and a 200-amp breaker panel. Whether you choose to continue operating it as a sought-after rental cottage, enjoy it personally while generating supplemental income, or hold it as an investment in a prime Port Elgin location, the possibilities are endless. With the beach, harbour, and downtown amenities all within walking distance, this is an opportunity to invest in a property with a proven rental track record and a location that keeps guests coming back.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Fan Coil (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 33 x 66 Feet
- Parking
- None garage · 2 total
- Zoning
- R1-3
Financial
- Property Taxes
- $2,955 (2026)
Location
- Neighbourhood
- Saugeen Shores
- Cross Street
- Elgin Street
- Direction Faces
- North
Listing
- MLS® Number
- X13680288
- Days on Market
- 64
- Listed On
- 2026-08-15
- Possession
- Flexible
- Listed By
- eXp Realty
Rooms
Features
Interior
- Water Heater Owned
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Hot Water Tank, Furnishings, Kitchenware, Window Coverings.
- Excluded
- Owners personal Items.
Mortgage calculator
Estimated mortgage payment
$1,992 per month
- Principal and interest
- $1,992
- Property tax
- $246
- Condo fees
- $0
- Estimated monthly cost
- $2,238
Your mortgage
- Mortgage amount
- $359,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,698
Cash to close
- Down payment
- $89,980
- Land transfer tax
- $5,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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