Gurvinder Nokwal REALTOR®
For Sale Detached 38 days on market

$319,900

Est. payment $1,416/moCalculate yours

177 James Street, St. Catharines, ON L2R 5C4

451 - Downtown, St. Catharines, ON L2R 5C4

  • 2 Beds
  • 1 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13768048

About this home

Prime Downtown Opportunity with Flexible C1 Zoning & Private Rear Parking For 3-4 Vehicles (W/Potential For More Parking Space). Highly visible detached bungalow on a 37x100ft lot in the heart of downtown St. Catharines, offering a variety of permitted commercial uses and excellent exposure for your business. Originally a 2-bedroom single-family home and later converted to a commercial office use, the property offers a unique and functional residential-style layout.The main level features a large open office/reception area, a kitchen, a full 4-piece bathroom, 2 private offices, an additional open workspace, and a convenient rear-entry laundry/mudroom area. The former residential design creates a welcoming atmosphere while providing flexibility for a range of professional, office, service, and commercial uses. Situated in a prominent downtown location with parking for 3-4 vehicles at the rear of the property, this is an excellent opportunity for business owners, investors, or professionals seeking a stand-alone commercial building with exceptional visibility and accessibility. Why lease when you can own your own commercial space and invest in your own equity? A rare opportunity to secure an affordable well-located commercial property in one of St. Catharines’ most established business districts. The City of St. Catharines Requires Rezoning and/or Permits For Mixed Use or Home Based Business. *Some Photos Have Been Virtually Staged.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
Unfinished, Partial Basement

Building & Systems

Heating
Radiant (Gas)
Cooling
Window Unit(s)
Exterior
Vinyl Siding
Foundation
Block, Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
37 x 100 Feet
Parking
None garage · 3 total
Zoning
C1-93

Financial

Property Taxes
$7,812 (2026)

Location

Neighbourhood
451 - Downtown
Cross Street
Lake & James
Direction Faces
West

Listing

MLS® Number
X13768048
Days on Market
38
Listed On
2026-09-10
Possession
30 Days / TBD
Listed By
ROYAL LEPAGE NRC REALTY

Rooms

Room Level Dimensions
Common Room Main 15′ 6″ × 11′ 4″
Common Room Main 17′ 7″ × 13′ 6″
Laundry Main 8′ 11″ × 11′ 7″
Bedroom Main 10′ 11″ × 8′ 1″
Kitchen Main 13′ 7″ × 9′ 11″
Bathroom Main 6′ 10″ × 8′ 10″
Bedroom Main 14′ 2″ × 11′ 4″

Features

Interior

  • Other

Property

  • Arts Centre
  • Public Transit
  • Rec./Commun.Centre

Pool

  • None
Included
Fridge, Stove, Dishwasher (All AS IS)
Rental items
Hot Water Tank

Mortgage calculator

Minimum for this price: $15,995 (5%)

Amortization, years

Estimated mortgage payment

$1,416 per month

Principal and interest
$1,416
Property tax
$651
Estimated monthly cost
$2,067

Your mortgage

Mortgage amount
$255,920
Mortgage insurance
Not needed
Interest over 25 years
$169,014

Cash to close

Down payment
$63,980
Land transfer tax
$3,274
Total, before legal fees
$67,254
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

177 James Street, St. Catharines, ON L2R 5C4 451 - Downtown, St. Catharines, ON L2R 5C4
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$319,900 177 James Street, St. Catharines, ON L2R 5C4
Request a showing