$524,900
↓ $24,000 from $548,900
Est. payment $2,324/moCalculate yours
177 PELHAM Road, St. Catharines, ON L2S 1V8
458 - Western Hill, St. Catharines, ON L2S 1V8
- 5 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of RE/MAX ESCARPMENT GOLFI REALTY INC. MLS® X13774740
About this home
ATTENTION INVESTORS & HOUSE HACKERS! Updated DUPLEX offering VACANT POSSESSION - live in one unit and rent the other, or choose your own tenants and SET YOUR OWN RENTS! Main floor offers a spacious 3-bedroom unit, while the upper level features a separate entrance and 2-bedroom unit. Updates include NEW WINDOWS (2025) plus UPDATED KITCHENS & BATHROOMS (2026). Want more upside? The FULL-HEIGHT unfinished basement has a SEPARATE ENTRANCE and potential for a future 1-2 bedroom apartment/secondary suite. Situated on a CORNER LOT with plenty of rear yard space, buyers can also explore future ADU/garden suite potential under current zoning bylaws. Prime St. Catharines location near Brock University, Pen Centre, downtown, GO Train, transit, shopping and major routes. 5 BEDROOMS, 2 UNITS, VACANT POSSESSION + EXPANSION POTENTIAL!
Property details
Overview
- Property Type
- Duplex
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Apartment, Separate Entrance, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 35 x 105 Feet
- Parking
- None garage · 5 total
- Zoning
- R2
Financial
- Property Taxes
- $3,316 (2026)
Location
- Neighbourhood
- 458 - Western Hill
- Cross Street
- RYKERT ST
- Direction Faces
- West
Listing
- MLS® Number
- X13774740
- Days on Market
- 37
- Listed On
- 2026-09-11
- Possession
- Immediate
- Listed By
- RE/MAX ESCARPMENT GOLFI REALTY INC.
Features
Interior
- Accessory Apartment
- Guest Accommodations
- In-Law Capability
- In-Law Suite
- Separate Hydro Meter
- Water Heater Owned
Property
- Fenced Yard
- Golf
- Hospital
- Public Transit
- Rec./Commun.Centre
- School
Pool
- None
- Included
- All Appliances, All Window Coverings
Mortgage calculator
Estimated mortgage payment
$2,324 per month
- Principal and interest
- $2,324
- Property tax
- $276
- Condo fees
- $0
- Estimated monthly cost
- $2,600
Your mortgage
- Mortgage amount
- $419,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $277,323
Cash to close
- Down payment
- $104,980
- Land transfer tax
- $6,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $111,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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