$599,999
Est. payment $2,657/moCalculate yours
178 Thomas Street, St. Marys, ON N4X 0B6
St. Marys, St. Marys, ON N4X 0B6
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of Coldwell Banker Homefield Legacy Realty MLS® X13661486
About this home
178 Thomas Street, St. Marys Completely renovated, move-in ready, and just a short walk from downtown St. Marys.Thoughtfully renovated down to the studs, 178 Thomas Street combines the charm and proportions of an established home with the comfort, efficiency and finishes of a fresh renovation. Step inside to a bright, airy and open main living space, where the spacious living and dining areas flow naturally into a beautiful new kitchen. Large new windows bring in plenty of natural light, while the generous kitchen offers excellent workspace, storage and a large island that creates a natural gathering place for everyday living and entertaining.The main-floor bedroom offers a particularly functional layout, featuring a walk-through closet leading directly to the main bathroom and laundry area-an excellent setup for anyone looking for the convenience of main-floor living.Upstairs you’ll find two additional well-proportioned bedrooms, both with generous closet space, along with a new three-piece bathroom with shower. With three bedrooms and two bathrooms in total, the layout makes excellent use of the home’s space without feeling cramped.The extensive renovation goes well beyond what you can see. The home features a new furnace, central air conditioning and air exchanger, plumbing, electrical along with new windows and updated finishes throughout. The result is a clean, comfortable home where the work has already been done.Outside, the manageable property offers room to enjoy without creating a long list of weekend chores, while the walkable St. Marys location puts downtown shops, restaurants and amenities within easy reach.Freshly renovated, nicely proportioned and truly move-in ready, 178 Thomas Street is an opportunity to simply unpack and enjoy. Flexible closing available.3 Bedrooms | 2 Bathrooms | Main-Floor Bedroom & Laundry | Extensive Renovation | New Furnace & A/C | Air Exchanger | New Windows | Walkable to Downtown
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 57.799 x 91.02 Feet
- Parking
- None garage · 2 total
- Zoning
- R2-1
Financial
- Property Taxes
- $2,692 (2025)
Location
- Neighbourhood
- St. Marys
- Cross Street
- Queen at Thomas
- Direction Faces
- West
Listing
- MLS® Number
- X13661486
- Days on Market
- 68
- Listed On
- 2026-08-11
- Possession
- Flexible
- Listed By
- Coldwell Banker Homefield Legacy Realty
Rooms
Features
Interior
- Air Exchanger
- Water Heater Owned
Property
- Level
Pool
- None
- Included
- Fridge, Stove, dishwasher, microwave/rage unit, Cloths washer and dryer
Mortgage calculator
Estimated mortgage payment
$2,657 per month
- Principal and interest
- $2,657
- Property tax
- $224
- Condo fees
- $0
- Estimated monthly cost
- $2,881
Your mortgage
- Mortgage amount
- $479,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $317,000
Cash to close
- Down payment
- $120,000
- Land transfer tax
- $8,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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