$499,000
Est. payment $2,209/moCalculate yours
18 Hawkins Point Road, Georgian Bay, ON P0C 1A0
Freeman, Georgian Bay, ON P0C 1A0
Listing courtesy of Forest Hill Real Estate Inc. MLS® X13695026
About this home
Waterfront building lot on Stewart Lake in the village of Mactier. Offering approximately 92 feet of shoreline and 343 feet of depth, this fully serviced property has hydro, municipal water, and sewer available at the lot line. The driveway is already installed, making it ready for your building plans. Located just minutes from Highway 400 (approximately 2 hours north of Toronto), this property combines convenience with waterfront living. Walking distance to the public beach and boat launch, it’s an ideal setting for a year-round home or seasonal retreat. A rare opportunity to secure a serviced waterfront lot and build on charming Stewart lake
Property details
Overview
- Property Type
- Vacant Land
- For
- For Sale
- Status
- New
Lot & Parking
- Lot Size
- 91.22 x 343.5 Feet
- Zoning
- R4-1
Financial
- Property Taxes
- $2,293 (2025)
Location
- Neighbourhood
- Freeman
- Cross Street
- Maple Street & Hawkins Point Road
- Direction Faces
- East
Listing
- MLS® Number
- X13695026
- Days on Market
- 60
- Listed On
- 2026-08-19
- Possession
- Flexible
- Listed By
- Forest Hill Real Estate Inc.
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $191
- Condo fees
- $0
- Estimated monthly cost
- $2,401
Your mortgage
- Mortgage amount
- $399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,639
Cash to close
- Down payment
- $99,800
- Land transfer tax
- $6,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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