$1,099,000
Est. payment $4,866/moCalculate yours
181 King Street S 1907, Waterloo, ON N2J 1P7
Waterloo, ON N2J 1P7
- 2 Beds
- 2 Baths
- 2 Garage
- 1,400 Sq Ft
Listing courtesy of THE AGENCY MLS® X13562646
About this home
Set on the top residential floor of Circa 1877, this exceptional corner residence offers the space, light and privacy rarely found in Uptown condo living. One of the building’s most substantial two-bedroom homes, it feels less like a conventional condominium and more like a private residence above the city. Soaring ceilings and expansive windows fill the interior with natural light while framing panoramic north and east views. The generously proportioned living room offers ample space to relax and entertain, while separate dining and breakfast areas provide flexibility most condo layouts do not. The contemporary kitchen anchors the home with sleek cabinetry, quartz countertops, built-in appliances, a subway-tile backsplash and a generous centre island. Its open connection to the breakfast area and living room keeps the layout social, while the separate dining space accommodates more formal occasions. The principal bedroom is exceptionally spacious and complemented by a private four-piece ensuite including a generous walk-in shower and an electrical outlet for a bidet. A well-proportioned second bedroom and additional four-piece bathroom with a built-in jetted tub/shower and an electrical outlet for a bidet provide comfortable accommodations for guests, family or a home office. An oversized in-suite laundry room with sink adds everyday practicality. Two private balconies offer elevated views and quiet places to begin or end the day. Two side-by-side underground parking spaces and a private storage locker further distinguish the residence. Residents of Circa enjoy an outdoor pool and cabanas, fitness and yoga spaces, resident lounges, co-working areas, guest accommodations, lobby access to an incredible restaurant and community BBQ spaces. Vincenzo’s, the Bauer Marketplace, the ION LRT, Uptown Waterloo and Belmont Village are all close at hand. A true penthouse offering with remarkable scale, exceptional light and one of Uptown Waterloo’s most connected addresses.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- 1 Storey/Apt
- For
- For Sale
- Status
- New
- Size
- 1,400 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Stucco (Plaster)
Lot & Parking
- Parking
- Underground garage · 2 total
Financial
- Property Taxes
- $7,247 (2026)
- Condo Fee
- $1,496/mo
- Fee Includes
- Common Elements Included, Building Insurance Included, Parking Included, CAC Included
- Pets
- Yes-with Restrictions
Location
- Cross Street
- King St. S
Listing
- MLS® Number
- X13562646
- Days on Market
- 97
- Listed On
- 2026-07-13
- Possession
- FLEXIBLE
- Listed By
- THE AGENCY
Rooms
Features
Interior
- Auto Garage Door Remote
- Other
- Built-In Oven
- Separate Heating Controls
- Water Heater
Amenities
- BBQs Allowed
- Bus Ctr (WiFi Bldg)
- Community BBQ
- Exercise Room
- Rooftop Deck/Garden
- Party Room/Meeting Room
- Excluded
- TENANTS BELONGINGS
Mortgage calculator
Estimated mortgage payment
$4,866 per month
- Principal and interest
- $4,866
- Property tax
- $604
- Condo fees
- $1,496
- Estimated monthly cost
- $6,966
Your mortgage
- Mortgage amount
- $879,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $580,640
Cash to close
- Down payment
- $219,800
- Land transfer tax
- $18,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $238,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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