$555,888
↓ $29,012 from $584,900
Est. payment $2,461/moCalculate yours
186 HOOPER Street, St. Marys, ON N4X 0C1
St. Marys, St. Marys, ON N4X 0C1
- 3 Beds
- 3 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of CENTURY 21 FIRST CANADIAN CORP MLS® X13120694
About this home
End-unit! Freehold. Built in 2021 and thoughtfully upgraded throughout. This 3-bedroom, 2.5-bath townhome in Thames Crest community of St Marys gives you what most in this segment can’t - light from three sides, no shared rear lot line, and no monthly condo fees. Inside, the open-concept main floor flows easily between kitchen, dining, and living, with natural light tracking the home from morning to evening. The kitchen is the anchor: an extended quartz island seats four, framed by a freestanding metal range hood, subway tile backsplash, a generous pantry, and expanded cabinetry. Luxury vinyl plank runs through every level - no carpet anywhere - and even the powder room has been elevated with quartz counter and upgraded mirrors and lighting. Upstairs, the large primary suite offers a walk-in closet and ensuite with a double-sink quartz vanity. Two additional bedrooms flex easily between family, guests, or a home office, and upper-level laundry keeps the daily routine simple. Out back, a fully fenced yard and expansive two-tier wood deck create a private space to dine, host, or unwind. The attached garage and unfinished basement add real storage today and finished square footage tomorrow. Steps from the Loop Walking Trail and minutes to downtown St. Marys, the river, hospital, and amenities, with Stratford just 15 minutes away. Bright. Upgraded. Freehold. Move-in ready - and rare to find all four in one address.
Property details
Overview
- Property Type
- Att/Row/Townhouse
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 0-5
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Unfinished, Development Potential
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 29.45 x 105.38 Feet
- Parking
- Attached garage · 2 total
- Zoning
- RD
Financial
- Property Taxes
- $3,741 (2025)
Location
- Neighbourhood
- St. Marys
- Cross Street
- JAMES AND TRAILSIDE
- Direction Faces
- East
Listing
- MLS® Number
- X13120694
- Days on Market
- 158
- Listed On
- 2026-05-13
- Possession
- NEGOTIABLE
- Listed By
- CENTURY 21 FIRST CANADIAN CORP
Rooms
Features
Interior
- Water Purifier
Pool
- None
- Included
- DISHWASHER, FRIDGE, STOVE, WASHER, DRIER, WATER FILTRATION SYSTEM.
- Rental items
- HOT WATER HEATER
Mortgage calculator
Estimated mortgage payment
$2,461 per month
- Principal and interest
- $2,461
- Property tax
- $312
- Condo fees
- $0
- Estimated monthly cost
- $2,773
Your mortgage
- Mortgage amount
- $444,710
- Mortgage insurance
- Not needed
- Interest over 25 years
- $293,695
Cash to close
- Down payment
- $111,178
- Land transfer tax
- $7,593
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $118,771
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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