Gurvinder Nokwal REALTOR®
For Sale Detached 66 days on market

$849,000

Est. payment $3,759/moCalculate yours

186 St Joseph Road, Kawartha Lakes, ON K9V 0R7

Lindsay, Kawartha Lakes, ON K9V 0R7

  • 4 Beds
  • 5 Baths
  • 2 Garage
  • 3,000 Sq Ft
Map

Listing courtesy of HOMELIFE/MIRACLE REALTY LTD MLS® X13673614

About this home

Welcome to this stunning brick/stone 2-storey detached home in the highly sought-after Sugarwood Development of Lindsay, Kawartha Lakes. Situated on a premium lot backing onto a tranquil pond with no rear neighbours, this impressive home offers over 3,000 sq. ft. of beautifully designed living space, combining modern luxury with peaceful natural surroundings.The main floor features hardwood flooring throughout, a bright open-concept family room with soaring open-to-above ceilings and a gas fireplace, a separate dining area, and a modern kitchen showcasing quartz countertops and a large centre island. A spacious mudroom with ample closet space adds everyday functionality.Upstairs, discover 4 generously sized bedrooms and 4 full bathrooms, offering exceptional comfort and privacy. The luxurious primary retreat features a five-piece ensuite and an exceptionally large walk-in closet. The second bedroom includes its own three-piece ensuite, while bedrooms three and four each enjoy attached bathrooms. Second-floor laundry adds convenience.The unfinished high basement offers excellent potential for additional living space, an in-law suite, or future rental income. Step outside and enjoy serene pond views with no homes directly behind you. Conveniently located close to parks, schools, hospitals, shopping, restaurants, and recreational facilities.A rare opportunity to own a spacious, luxurious home in a beautiful family-friendly community. Don’t miss it!

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
0-5
Size
3,000 sqft

Interior

Bedrooms
4
Bathrooms
5
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
11.3 x 30.4 Metres
Parking
Built-In garage · 4 total
Zoning
Residential

Financial

Property Taxes
$6,652 (2025)

Location

Neighbourhood
Lindsay
Cross Street
Hwy 35/ Colbourne St W
Direction Faces
West

Listing

MLS® Number
X13673614
Days on Market
66
Listed On
2026-08-13
Possession
Allow 2 weeks
Listed By
HOMELIFE/MIRACLE REALTY LTD

Rooms

Room Level Dimensions
Primary Bedroom Second 17′ 11″ × 13′ 7″
Powder Room Main 5′ 1″ × 5′ 3″
Dining Room Main 15′ 0″ × 17′ 5″
Bedroom 4 Second 14′ 0″ × 10′ 3″
Mud Room Main 12′ 11″ × 5′ 3″
Family Room Main 18′ 10″ × 12′ 11″
Laundry Second 8′ 10″ × 6′ 9″
Bedroom 2 Second 13′ 2″ × 12′ 5″
Kitchen Main 20′ 10″ × 15′ 0″
Bedroom 3 Second 13′ 3″ × 9′ 11″
Foyer Main 14′ 2″ × 10′ 11″

Features

Interior

  • Air Exchanger
  • None

Pool

  • None
Included
as seen
Excluded
None
Rental items
Unknown

Mortgage calculator

Minimum for this price: $59,900 (7.06%)

Amortization, years

Estimated mortgage payment

$3,759 per month

Principal and interest
$3,759
Property tax
$554
Estimated monthly cost
$4,314

Your mortgage

Mortgage amount
$679,200
Mortgage insurance
Not needed
Interest over 25 years
$448,556

Cash to close

Down payment
$169,800
Land transfer tax
$13,455
Total, before legal fees
$183,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

186 St Joseph Road, Kawartha Lakes, ON K9V 0R7 Lindsay, Kawartha Lakes, ON K9V 0R7
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$849,000 186 St Joseph Road, Kawartha Lakes, ON K9V 0R7
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