$849,000
Est. payment $3,759/moCalculate yours
186 St Joseph Road, Kawartha Lakes, ON K9V 0R7
Lindsay, Kawartha Lakes, ON K9V 0R7
- 4 Beds
- 5 Baths
- 2 Garage
- 3,000 Sq Ft
Listing courtesy of HOMELIFE/MIRACLE REALTY LTD MLS® X13673614
About this home
Welcome to this stunning brick/stone 2-storey detached home in the highly sought-after Sugarwood Development of Lindsay, Kawartha Lakes. Situated on a premium lot backing onto a tranquil pond with no rear neighbours, this impressive home offers over 3,000 sq. ft. of beautifully designed living space, combining modern luxury with peaceful natural surroundings.The main floor features hardwood flooring throughout, a bright open-concept family room with soaring open-to-above ceilings and a gas fireplace, a separate dining area, and a modern kitchen showcasing quartz countertops and a large centre island. A spacious mudroom with ample closet space adds everyday functionality.Upstairs, discover 4 generously sized bedrooms and 4 full bathrooms, offering exceptional comfort and privacy. The luxurious primary retreat features a five-piece ensuite and an exceptionally large walk-in closet. The second bedroom includes its own three-piece ensuite, while bedrooms three and four each enjoy attached bathrooms. Second-floor laundry adds convenience.The unfinished high basement offers excellent potential for additional living space, an in-law suite, or future rental income. Step outside and enjoy serene pond views with no homes directly behind you. Conveniently located close to parks, schools, hospitals, shopping, restaurants, and recreational facilities.A rare opportunity to own a spacious, luxurious home in a beautiful family-friendly community. Don’t miss it!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 0-5
- Size
- 3,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 5
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 11.3 x 30.4 Metres
- Parking
- Built-In garage · 4 total
- Zoning
- Residential
Financial
- Property Taxes
- $6,652 (2025)
Location
- Neighbourhood
- Lindsay
- Cross Street
- Hwy 35/ Colbourne St W
- Direction Faces
- West
Listing
- MLS® Number
- X13673614
- Days on Market
- 66
- Listed On
- 2026-08-13
- Possession
- Allow 2 weeks
- Listed By
- HOMELIFE/MIRACLE REALTY LTD
Rooms
Features
Interior
- Air Exchanger
- None
Pool
- None
- Included
- as seen
- Excluded
- None
- Rental items
- Unknown
Mortgage calculator
Estimated mortgage payment
$3,759 per month
- Principal and interest
- $3,759
- Property tax
- $554
- Condo fees
- $0
- Estimated monthly cost
- $4,314
Your mortgage
- Mortgage amount
- $679,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $448,556
Cash to close
- Down payment
- $169,800
- Land transfer tax
- $13,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $183,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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