Gurvinder Nokwal REALTOR®
For Sale Detached 47 days on market

$549,900

Est. payment $2,435/moCalculate yours

1866 Irish Line, Severn, ON L0K 1E0

Coldwater, Severn, ON L0K 1E0

  • 3 Beds
  • 1 Baths
  • 1,100 Sq Ft

Listing courtesy of Royal Lepage Kawartha Lakes Realty Inc. MLS® S13745098

About this home

Charming 1.5-storey character home on 1.544 acres in Coldwater. This 3-bedroom, 1-bath property blends country privacy with thoughtful updates throughout. The main level offers an open-concept layout with a bright living room, dining room, and a spacious kitchen featuring updated cabinetry. Main-floor laundry adds everyday convenience, and the home is carpet-free throughout. Upstairs, the primary bedroom and second bedroom offer a comfortable private space. Recent updates include a durable steel roof, a new furnace, central air conditioning (2020), and a septic system emptied in 2025. The home also features an owned water heater, water softener, and sump pump for added peace of mind. Water is supplied by a drilled well. Outside, a detached 16′ x 22′ workshop with a wood stove offers exceptional space for hobbies, trades, or extra storage - heated and ready to use year-round. With no garage but 10 parking spaces on the property, there’s plenty of room for vehicles, trailers, or toys. Set on a quiet rural road with easy access to Upper Big Chute Rd, this property offers a peaceful setting with 1,434 sq ft of finished living space, just a short drive from Coldwater’s amenities and Orillia’s conveniences. With flexible, immediate possession available, this move-in-ready property is an excellent opportunity for buyers seeking space, character, and country living.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
Partial Basement, Unfinished

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Metal
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
145 x 457 Feet
Parking
None garage · 10 total
Zoning
RR

Financial

Property Taxes
$2,165 (2026)

Location

Neighbourhood
Coldwater
Cross Street
Upper Big Chute Rd & Irish Line/Lovering Line
Direction Faces
North

Listing

MLS® Number
S13745098
Days on Market
47
Listed On
2026-09-01
Possession
TBD
Listed By
Royal Lepage Kawartha Lakes Realty Inc.

Rooms

Room Level Dimensions
Primary Bedroom Upper 23′ 6″ × 11′ 8″
Living Room Main 15′ 7″ × 10′ 11″
Bedroom Main 11′ 0″ × 17′ 2″
Bathroom Main 7′ 3″ × 5′ 0″
Laundry Main 12′ 0″ × 7′ 1″
Bedroom Upper 11′ 4″ × 11′ 3″
Kitchen Main 12′ 11″ × 17′ 8″
Dining Room Main 15′ 7″ × 13′ 10″

Features

Interior

  • Sump Pump
  • Water Heater Owned
  • Water Softener
  • Carpet Free

Pool

  • None
Included
Fridge

Mortgage calculator

Minimum for this price: $29,990 (5.45%)

Amortization, years

Estimated mortgage payment

$2,435 per month

Principal and interest
$2,435
Property tax
$180
Estimated monthly cost
$2,615

Your mortgage

Mortgage amount
$439,920
Mortgage insurance
Not needed
Interest over 25 years
$290,531

Cash to close

Down payment
$109,980
Land transfer tax
$7,473
Total, before legal fees
$117,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1866 Irish Line, Severn, ON L0K 1E0 Coldwater, Severn, ON L0K 1E0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$549,900 1866 Irish Line, Severn, ON L0K 1E0
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