$319,900
Est. payment $1,416/moCalculate yours
187 Spruce Street N, Timmins, ON P4N 6N2
TNE - Hill District, Timmins, ON P4N 6N2
- 4 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE NORTHERN REALTY LEADERS MLS® T13869014
About this home
Timeless character and incredible versatility in this unique 1930s property. Lovingly cared for by only one previous owner, this home is filled with charm, original character, and the little nooks and unexpected spaces that make older homes so special. Currently configured as two separate 2-bedroom, 1-bathroom units, with potential for a third unit, this property offers flexibility for investors, extended families, or those looking for rental income. Not a cookie-cutter home-and that’s its charm. Full of personality, warmth, and opportunity, this is a truly unique property for someone who appreciates character and sees the potential in making it their own.
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete, Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 30 x 112.5 Feet
- Parking
- Attached garage · 4 total
- Zoning
- NA-R3
Financial
- Property Taxes
- $3,002 (2026)
Location
- Neighbourhood
- TNE - Hill District
- Cross Street
- Algonquin and Spruce North
- Direction Faces
- West
Listing
- MLS® Number
- T13869014
- Days on Market
- 12
- Listed On
- 2026-10-06
- Possession
- TBN
- Listed By
- ROYAL LEPAGE NORTHERN REALTY LEADERS
Features
Interior
- None
Pool
- None
- Included
- fridge, stove, washer, dryer, dishwasher, fridge, stove, furnace, all blinds
- Rental items
- Hot Water Tank Reliance $125.10 Quarterley
Mortgage calculator
Estimated mortgage payment
$1,416 per month
- Principal and interest
- $1,416
- Property tax
- $250
- Condo fees
- $0
- Estimated monthly cost
- $1,667
Your mortgage
- Mortgage amount
- $255,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $169,014
Cash to close
- Down payment
- $63,980
- Land transfer tax
- $3,274
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $67,254
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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