$799,900
Est. payment $3,542/moCalculate yours
1876 FOUR MILE CREEK Road, Niagara-on-the-Lake, ON L0S 1J0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0
- 3 + 2 Beds
- 3 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE MLS® X14084412
About this home
Welcome to 1876 Four Mile Creek Road, where country charm meets modern living in the heart of Virgil. Set on a spacious property, this beautifully updated bungalow offers 5 bedrooms, 3 bathrooms, and a bright, open-concept layout designed for comfortable family living.The custom kitchen features granite countertops, stainless steel appliances, a prep sink, breakfast station, and peninsula seating, while the main level also offers three bedrooms, a luxurious 5-piece bathroom, and a separate rear entrance leading to a functional mudroom. The fully finished basement adds two additional bedrooms, a 3-piece bathroom, and an impressive home theatre complete with a premium projector, built-in speakers, receiver, and wet bar.Outside, enjoy your private backyard oasis with professionally landscaped pavers, a pergola, fire pit, gas BBQ hookup, and sprinkler system. A detached garage with a clubhouse provides additional space for hobbies or family fun.Thoughtfully updated throughout with a custom kitchen (2016), finished basement (2019), furnace, A/C (2019), hydro panel (2019), exterior doors (2017), and more, this move-in-ready home is ideally located just minutes from wineries, golf courses, schools, shopping, and the historic charm of Niagara-on-the-Lake.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 3
- Kitchens
- 1
- Total Rooms
- 14
- Basement
- Partially Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick Front, Other
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60 x 250 Feet
- Parking
- Detached garage · 6 total
- Zoning
- R1
Financial
- Property Taxes
- $4,372 (2026)
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- East and West Line & For Mile Creek Rd
- Direction Faces
- East
Listing
- MLS® Number
- X14084412
- Days on Market
- 3
- Listed On
- 2026-10-15
- Possession
- TBD
- Listed By
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Rooms
Features
Interior
- Sump Pump
Property
- Golf
Pool
- None
Mortgage calculator
Estimated mortgage payment
$3,542 per month
- Principal and interest
- $3,542
- Property tax
- $364
- Condo fees
- $0
- Estimated monthly cost
- $3,906
Your mortgage
- Mortgage amount
- $639,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,615
Cash to close
- Down payment
- $159,980
- Land transfer tax
- $12,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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