Gurvinder Nokwal REALTOR®
For Sale Detached 155 days on market

$549,900 ↓ $50,000 from $599,900

Est. payment $2,435/moCalculate yours

188 Bay Street, South Bruce Peninsula, ON N0H 2T0

South Bruce Peninsula, South Bruce Peninsula, ON N0H 2T0

  • 2 Beds
  • 1 Baths
  • 1 Garage
  • 700 Sq Ft

Listing courtesy of RE/MAX Grey Bruce Realty Inc. MLS® X13145546

About this home

Not ready to commit to a forever home on the Bruce Peninsula? Start here. If you’ve been thinking about retiring here but aren’t quite ready to make the leap, this fully winterized two-bedroom bungalow in the waterfront hamlet of Oliphant offers a chance to experience the lifestyle before committing to something larger or more expensive. Wake up to unobstructed Lake Huron views and end your day with the sunsets this shoreline is known for, all from the comfort of your own deck. Inside, nearly every major update has already been done over the past five years, including the windows, roof, soffit, eavestroughs, water system, flooring, propane fireplace, baseboards, and bathroom. There’s nothing waiting on your to-do list-just move in and enjoy it. The open-concept layout, bright sunroom, updated bathroom, and 1,081 sq. ft. floor plan make the home feel comfortable without the upkeep of a larger property. Whether you’re looking for weekend escapes or you’re ready to spend every season here, this is an easy home to own and enjoy. Sometimes the best way to know if the Bruce Peninsula is where you want to spend your next chapter is to live here first. This four-season home gives you that opportunity in one of the area’s most desirable waterfront communities. Sometimes your next chapter doesn’t begin with your forever home. It begins with a property that lets you discover where you truly belong.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Size
700 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
Crawl Space

Building & Systems

Heating
Baseboard (Propane)
Cooling
None
Exterior
Vinyl Siding, Wood
Foundation
Block
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
132 x 132 Feet
Parking
Attached garage · 5 total
Zoning
R2 residential & EH

Financial

Property Taxes
$3,524 (2026)

Location

Neighbourhood
South Bruce Peninsula
Cross Street
south of Bay & Queen
Direction Faces
West

Listing

MLS® Number
X13145546
Days on Market
155
Listed On
2026-05-16
Listed By
RE/MAX Grey Bruce Realty Inc.

Rooms

Room Level Dimensions
Kitchen Main 7′ 3″ × 9′ 1″
Mud Room Main 11′ 3″ × 3′ 0″
Bedroom Main 13′ 0″ × 11′ 2″
Bedroom Main 7′ 9″ × 11′ 0″
Living Room Main 21′ 0″ × 19′ 0″
Sunroom Main 9′ 0″ × 9′ 0″
Bathroom Main 6′ 6″ × 7′ 6″
Dining Room Main 7′ 6″ × 9′ 4″

Features

Interior

  • None

Pool

  • None
Included
appliances, water system; furnishings negotiable
Excluded
satelite receiver, tool box & personal tools
Rental items
propane tank

Mortgage calculator

Minimum for this price: $29,990 (5.45%)

Amortization, years

Estimated mortgage payment

$2,435 per month

Principal and interest
$2,435
Property tax
$294
Estimated monthly cost
$2,728

Your mortgage

Mortgage amount
$439,920
Mortgage insurance
Not needed
Interest over 25 years
$290,531

Cash to close

Down payment
$109,980
Land transfer tax
$7,473
Total, before legal fees
$117,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

188 Bay Street, South Bruce Peninsula, ON N0H 2T0 South Bruce Peninsula, South Bruce Peninsula, ON N0H 2T0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$549,900 188 Bay Street, South Bruce Peninsula, ON N0H 2T0
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