$549,900
↓ $50,000 from $599,900
Est. payment $2,435/moCalculate yours
188 Bay Street, South Bruce Peninsula, ON N0H 2T0
South Bruce Peninsula, South Bruce Peninsula, ON N0H 2T0
- 2 Beds
- 1 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of RE/MAX Grey Bruce Realty Inc. MLS® X13145546
About this home
Not ready to commit to a forever home on the Bruce Peninsula? Start here. If you’ve been thinking about retiring here but aren’t quite ready to make the leap, this fully winterized two-bedroom bungalow in the waterfront hamlet of Oliphant offers a chance to experience the lifestyle before committing to something larger or more expensive. Wake up to unobstructed Lake Huron views and end your day with the sunsets this shoreline is known for, all from the comfort of your own deck. Inside, nearly every major update has already been done over the past five years, including the windows, roof, soffit, eavestroughs, water system, flooring, propane fireplace, baseboards, and bathroom. There’s nothing waiting on your to-do list-just move in and enjoy it. The open-concept layout, bright sunroom, updated bathroom, and 1,081 sq. ft. floor plan make the home feel comfortable without the upkeep of a larger property. Whether you’re looking for weekend escapes or you’re ready to spend every season here, this is an easy home to own and enjoy. Sometimes the best way to know if the Bruce Peninsula is where you want to spend your next chapter is to live here first. This four-season home gives you that opportunity in one of the area’s most desirable waterfront communities. Sometimes your next chapter doesn’t begin with your forever home. It begins with a property that lets you discover where you truly belong.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Propane)
- Cooling
- None
- Exterior
- Vinyl Siding, Wood
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 132 x 132 Feet
- Parking
- Attached garage · 5 total
- Zoning
- R2 residential & EH
Financial
- Property Taxes
- $3,524 (2026)
Location
- Neighbourhood
- South Bruce Peninsula
- Cross Street
- south of Bay & Queen
- Direction Faces
- West
Listing
- MLS® Number
- X13145546
- Days on Market
- 155
- Listed On
- 2026-05-16
- Listed By
- RE/MAX Grey Bruce Realty Inc.
Rooms
Features
Interior
- None
Pool
- None
- Included
- appliances, water system; furnishings negotiable
- Excluded
- satelite receiver, tool box & personal tools
- Rental items
- propane tank
Mortgage calculator
Estimated mortgage payment
$2,435 per month
- Principal and interest
- $2,435
- Property tax
- $294
- Condo fees
- $0
- Estimated monthly cost
- $2,728
Your mortgage
- Mortgage amount
- $439,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,531
Cash to close
- Down payment
- $109,980
- Land transfer tax
- $7,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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