$1,099,999
↓ $99,001 from $1,199,000
Est. payment $4,871/moCalculate yours
1887 Ellis Road, Severn, ON L0K 1E0
Coldwater, Severn, ON L0K 1E0
- 3 + 2 Beds
- 2 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty MLS® S13621210
About this home
Welcome to your year-round waterfront retreat on beautiful MacLean Lake, offering direct access to Gloucester Pool & the Trent Severn Waterway. Set on a picturesque 0.73-acre lot w/ 91ft of Southern exposure waterfront, this versatile property is ideal as a family home, cottage getaway, or multi-generational retreat with endless possibilities. The main level features an open-concept kitchen, living & dining area designed for gathering with family & friends, complete w/ a walkout to a spacious deck overlooking the property & lake. Three comfortable bedrooms & a 3pc bath complete the main floor. The fully finished lower level offers incredible flexibility w/ its own entrance, making it an ideal in-law suite or rental. This space features an open-concept kitchen, living & dining area, 2 bedrooms, a 3pc bath, laundry rm, cozy wood burning stove, & walkout to a large covered patio w/ peaceful waterfront views. Outside, the impressive amenities continue w/ an oversized 2 car detached shop complete w/ a 7,000lb vehicle lift, a charming Panabode bunkie for overflow guests, an outhouse, & 4 additional storage sheds providing room for all your tools, toys, & equipment. Enjoy effortless waterfront living w/ a private dock, beautiful lake views, & a small boat ramp perfect for launching your Sea-Doos or other small watercraft. Additional features include updated windows & patio doors (2019), a durable metal roof on the main home, shingle roofs on the outbuildings (2019), propane furnace (2019), A/C (2019), central vac, UV water system, drilled well, generator (2019), & more. Conveniently located on a year-round municipally maintained rd w/ garbage/recycling collection, this property combines the tranquility of cottage living w/ the convenience of year-round services. Located just 1.5 hours from the GTA and 15 mins from the 400 Hwy.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle, Metal
- Water
- Well
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 91 x 195 Feet
- Parking
- Detached garage · 12 total
- Zoning
- SR1
Financial
- Property Taxes
- $4,604 (2026)
Location
- Neighbourhood
- Coldwater
- Cross Street
- Irish Line/Ellis Road
- Direction Faces
- South
Listing
- MLS® Number
- S13621210
- Days on Market
- 80
- Listed On
- 2026-07-30
- Possession
- TBA
- Listed By
- Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty
Rooms
Features
Interior
- Central Vacuum
- In-Law Capability
- Primary Bedroom - Main Floor
- Propane Tank
- Storage
- Water Treatment
Property
- Golf
- Marina
- Library
- School Bus Route
- Skiing
- Waterfront
Pool
- None
- Included
- Fridge (x2), Stove (2x), Dishwasher, Washer, Dryer, Window Coverings. Furnishings negotiable
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$4,871 per month
- Principal and interest
- $4,871
- Property tax
- $384
- Condo fees
- $0
- Estimated monthly cost
- $5,254
Your mortgage
- Mortgage amount
- $879,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $581,168
Cash to close
- Down payment
- $220,000
- Land transfer tax
- $18,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $238,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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