$739,900
↓ $20,000 from $759,900
Est. payment $3,276/moCalculate yours
189 Church Street, Stirling-Rawdon, ON K0K 3E0
Stirling Ward, Stirling-Rawdon, ON K0K 3E0
- 6 Beds
- 5 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of Royal LePage ProAlliance Realty MLS® X13733624
About this home
Welcome to 189 Church Street, a remarkable custom-built two-storey home offering exceptional space, versatility and income potential in the heart of Stirling. The main residence features three upper-level bedrooms, including a spacious primary bedroom with en-suite privileges to a beautiful five-piece bathroom with a soaker tub, glass shower and double vanity. The custom kitchen offers a large peninsula and quality appliances, while main-floor laundry adds everyday convenience. The finished lower level includes a second kitchen, games room and granny suite, along with direct access to the attached one-and-a-half-car underground garage with a welding plug. A hot tub is also included. The detached building features two self-contained apartments, each currently rented for $1,600 per month, all-inclusive. The upper unit offers two bedrooms, while the lower unit has one bedroom and baseboard heating. Both include a refrigerator and stove. Altogether, the property offers four kitchens, five bathrooms, two rental apartments and a granny suite. Additional features include 200-amp service, a water softener and an owned gas hot water tank, with no rental equipment. Located just metres from the Heritage Trail and within approximately three kilometres of schools, parks, shopping, restaurants, the theatre, library and arena.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 1,500 sqft
Interior
- Bedrooms
- 6
- Bathrooms
- 5
- Kitchens
- 4
- Basement
- Finished with Walk-Out, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Vinyl Siding
- Foundation
- Concrete Block, Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 102.44 x 37.15 Feet
- Parking
- Attached garage · 6.5 total
- Zoning
- R2
Financial
- Property Taxes
- $6,799 (2025)
Location
- Neighbourhood
- Stirling Ward
- Cross Street
- W Front St/Annis St/Church St
- Direction Faces
- South
Listing
- MLS® Number
- X13733624
- Days on Market
- 47
- Listed On
- 2026-09-01
- Possession
- 60 days
- Listed By
- Royal LePage ProAlliance Realty
Rooms
Features
Interior
- Floor Drain
- In-Law Capability
- Sump Pump
- Water Heater Owned
- Water Softener
Property
- Golf
- Library
- Park
- Place Of Worship
- School
- Skiing
Pool
- None
- Included
- Fridge, gas stove, dishwasher, washer, dryer, built-in microwave downstairs, 2 infrared stove tops downstairs, hot tub, hot water tank, 3 gas fireplaces, 2 x fridges, 2 x stoves in apartments both as is, in-ground sprinklers as is.
- Excluded
- 2 freezers in garage
Mortgage calculator
Estimated mortgage payment
$3,276 per month
- Principal and interest
- $3,276
- Property tax
- $567
- Condo fees
- $0
- Estimated monthly cost
- $3,843
Your mortgage
- Mortgage amount
- $591,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $390,915
Cash to close
- Down payment
- $147,980
- Land transfer tax
- $11,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $159,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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