Gurvinder Nokwal REALTOR®
For Sale Detached 47 days on market

$739,900 ↓ $20,000 from $759,900

Est. payment $3,276/moCalculate yours

189 Church Street, Stirling-Rawdon, ON K0K 3E0

Stirling Ward, Stirling-Rawdon, ON K0K 3E0

  • 6 Beds
  • 5 Baths
  • 1 Garage
  • 1,500 Sq Ft

Listing courtesy of Royal LePage ProAlliance Realty MLS® X13733624

About this home

Welcome to 189 Church Street, a remarkable custom-built two-storey home offering exceptional space, versatility and income potential in the heart of Stirling. The main residence features three upper-level bedrooms, including a spacious primary bedroom with en-suite privileges to a beautiful five-piece bathroom with a soaker tub, glass shower and double vanity. The custom kitchen offers a large peninsula and quality appliances, while main-floor laundry adds everyday convenience. The finished lower level includes a second kitchen, games room and granny suite, along with direct access to the attached one-and-a-half-car underground garage with a welding plug. A hot tub is also included. The detached building features two self-contained apartments, each currently rented for $1,600 per month, all-inclusive. The upper unit offers two bedrooms, while the lower unit has one bedroom and baseboard heating. Both include a refrigerator and stove. Altogether, the property offers four kitchens, five bathrooms, two rental apartments and a granny suite. Additional features include 200-amp service, a water softener and an owned gas hot water tank, with no rental equipment. Located just metres from the Heritage Trail and within approximately three kilometres of schools, parks, shopping, restaurants, the theatre, library and arena.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Price Change
Approximate Age
31-50
Size
1,500 sqft

Interior

Bedrooms
6
Bathrooms
5
Kitchens
4
Basement
Finished with Walk-Out, Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Stone, Vinyl Siding
Foundation
Concrete Block, Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
102.44 x 37.15 Feet
Parking
Attached garage · 6.5 total
Zoning
R2

Financial

Property Taxes
$6,799 (2025)

Location

Neighbourhood
Stirling Ward
Cross Street
W Front St/Annis St/Church St
Direction Faces
South

Listing

MLS® Number
X13733624
Days on Market
47
Listed On
2026-09-01
Possession
60 days
Listed By
Royal LePage ProAlliance Realty

Rooms

Room Level Dimensions
Dining Room Main 8′ 2″ × 11′ 10″
Kitchen Main 11′ 2″ × 11′ 10″
Bedroom Second 11′ 3″ × 10′ 4″
Primary Bedroom Second 25′ 7″ × 17′ 10″
Recreation Basement 22′ 9″ × 33′ 4″
Bathroom Second 8′ 11″ × 12′ 6″
Den Main 9′ 5″ × 12′ 6″
Kitchen Basement 2′ 2″ × 11′ 2″
Utility Room Basement 3′ 5″ × 16′ 11″
Foyer Main 6′ 5″ × 10′ 0″
Other Basement 4′ 4″ × 6′ 0″
Bathroom Main 2′ 9″ × 5′ 5″
Bathroom Basement 9′ 1″ × 5′ 8″
Living Room Main 16′ 1″ × 18′ 2″
Bedroom Second 9′ 3″ × 8′ 6″

Features

Interior

  • Floor Drain
  • In-Law Capability
  • Sump Pump
  • Water Heater Owned
  • Water Softener

Property

  • Golf
  • Library
  • Park
  • Place Of Worship
  • School
  • Skiing

Pool

  • None
Included
Fridge, gas stove, dishwasher, washer, dryer, built-in microwave downstairs, 2 infrared stove tops downstairs, hot tub, hot water tank, 3 gas fireplaces, 2 x fridges, 2 x stoves in apartments both as is, in-ground sprinklers as is.
Excluded
2 freezers in garage

Mortgage calculator

Minimum for this price: $48,990 (6.62%)

Amortization, years

Estimated mortgage payment

$3,276 per month

Principal and interest
$3,276
Property tax
$567
Estimated monthly cost
$3,843

Your mortgage

Mortgage amount
$591,920
Mortgage insurance
Not needed
Interest over 25 years
$390,915

Cash to close

Down payment
$147,980
Land transfer tax
$11,273
Total, before legal fees
$159,253
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

189 Church Street, Stirling-Rawdon, ON K0K 3E0 Stirling Ward, Stirling-Rawdon, ON K0K 3E0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$739,900 189 Church Street, Stirling-Rawdon, ON K0K 3E0
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