Gurvinder Nokwal REALTOR®
For Sale Detached 171 days on market

$799,000 ↓ $100,000 from $899,000

Est. payment $3,538/moCalculate yours

190 4th Street W, Owen Sound, ON N4K 3J9

Owen Sound, Owen Sound, ON N4K 3J9

  • 3 Beds
  • 2 Baths
  • 2,500 Sq Ft

Listing courtesy of Chestnut Park Real Estate MLS® X13062872

About this home

A remarkable transformation defines this elegant Waterfront century home, where timeless character meets thoughtful stylish upgrades. Set on one of Owen Sound’s most desirable streets, this stately & distinguished residence offers a rare opportunity to enjoy refined living in a truly picturesque setting. Striking curb appeal draws you in, while the private backyard opens onto the sparkling waters of the Sydenham River creating a serene, ever-changing natural backdrop that can be enjoyed year-round. Inside, this impressive home has been beautifully revitalized. Carpeting has been removed revealing the original hardwood floors that have been restored, now showcasing their full warmth and character throughout. The home’s original wiring has also been replaced, offering peace of mind alongside its historic charm. The main floor features inviting principal rooms, including a comfortable living room, a formal dining space ideal for entertaining, a convenient 2-piece bath and a well-designed kitchen with an adjoining breakfast nook overlooking the river. A standout feature is the sunroom, filled with natural light and framed by expansive windows that capture breathtaking views of the river, gardens and surrounding wildlife in every season. Follow the newly refinished wood staircase to the upper level where a thoughtfully designed layout includes a cozy reading nook, a spacious 4-piece bath and a generous primary bedroom complete with a bright office or sitting area perfect for quiet mornings or working from home. An unfinished loft offers exciting potential for additional living space, studio, or guest accommodations, while the attached inside entry potting shed provides practical enclosed storage. This is more than a home …. it’s a stunning yet charming Riverside Retreat where history, nature and traditional comfort come together seamlessly.

Property details

Overview

Property Type
Detached
Style
2 1/2 Storey
For
For Sale
Status
Price Change
Approximate Age
100+
Size
2,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Unfinished, Walk-Out

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
67 x 110 Feet
Parking
None garage · 2 total
Zoning
R2 & ZH

Financial

Property Taxes
$6,312 (2025)

Location

Neighbourhood
Owen Sound
Cross Street
2nd Ave E & 4th St W
Direction Faces
North

Listing

MLS® Number
X13062872
Days on Market
171
Listed On
2026-04-30
Possession
Flexible
Listed By
Chestnut Park Real Estate

Rooms

Room Level Dimensions
Kitchen Main 13′ 2″ × 8′ 4″
Foyer Main 12′ 0″ × 7′ 9″
Other Basement 15′ 8″ × 11′ 7″
Dining Room Main 14′ 4″ × 13′ 10″
Living Room Main 23′ 0″ × 12′ 8″
Bedroom Second 11′ 9″ × 12′ 0″
Study Second 11′ 2″ × 8′ 7″
Loft Third 33′ 9″ × 13′ 3″
Bathroom Main 4′ 10″ × 3′ 2″
Breakfast Main 7′ 8″ × 7′ 0″
Sunroom Main 20′ 1″ × 9′ 2″
Primary Bedroom Second 19′ 8″ × 13′ 0″
Bathroom Second 7′ 11″ × 6′ 8″
Bedroom Second 11′ 9″ × 11′ 11″
Sitting Second 4′ 2″ × 4′ 10″
Laundry Basement 17′ 1″ × 10′ 3″
Workshop Basement 12′ 8″ × 9′ 0″

Features

Interior

  • Sump Pump
  • Workbench

Property

  • Hospital
  • Library
  • Park
  • Rec./Commun.Centre
  • River/Stream
  • School

Pool

  • None
Included
Refrigerator, stove, dishwasher, washer, dryer, all window coverings, all interior and exterior light fixtures, bathroom mirrors & fixtures, upright freezer in lower level, canoe and 2 paddles
Excluded
Personal & staging items.
Rental items
Gas hot water heater.

Mortgage calculator

Minimum for this price: $54,900 (6.87%)

Amortization, years

Estimated mortgage payment

$3,538 per month

Principal and interest
$3,538
Property tax
$526
Estimated monthly cost
$4,064

Your mortgage

Mortgage amount
$639,200
Mortgage insurance
Not needed
Interest over 25 years
$422,140

Cash to close

Down payment
$159,800
Land transfer tax
$12,455
Total, before legal fees
$172,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

190 4th Street W, Owen Sound, ON N4K 3J9 Owen Sound, Owen Sound, ON N4K 3J9
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$799,000 190 4th Street W, Owen Sound, ON N4K 3J9
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