Gurvinder Nokwal REALTOR®
For Sale Detached 51 days on market

$989,800

Est. payment $4,383/moCalculate yours

190 Margaret Street, West Lincoln, ON L0R 2A0

057 - Smithville, West Lincoln, ON L0R 2A0

  • 3 + 2 Beds
  • 2 Baths
  • 1 Garage
  • 1,500 Sq Ft
Map

Listing courtesy of CENTURY 21 TEAM REALTY LTD. MLS® X13722288

About this home

This rarely offered corner lot with a spectacular wrap-around entertainer’s yard is nestled within a highly sought-after, family-friendly enclave. This stunning one-of-a-kind ranch-style side-split has been fully renovated top to bottom with exceptional quality finishes and thoughtful design throughout. Generous living spaces are enhanced by high-end custom cabinetry, custom wall mouldings, and stylish details for the discerning buyer.The fully remodelled kitchen spares no detail, featuring solid wood cabinetry, a vaulted shiplap ceiling, quartz backsplash/countertops, a large servery with built-in wine-rack and bar fridge, custom-built coffee nook, upgraded stainless appliances and integrated dishwasher.The showstopper backyard is an entertainer’s dream, centred around an oversized 18’x 32′ pool and surrounded by beautifully landscaped grounds, interlocked patio, separate pergola retreat and generous storage with 3 sheds. Exterior upgrades include a new fence, custom wood pool deck and paved driveway(2024), new garage door(2025), and integrated year-round string lights, creating the perfect ambiance for entertaining on summer evenings.The primary bedroom offers a convenient semi-ensuite with built-in storage and laundry. The second bedroom features wall-to-wall closets for exceptional storage, while the versatile third bedroom includes a fold-up Murphy bed with built-in cabinetry on either side.Ideal for guests, a home office or flexible family living.The beautifully finished lower level offers a versatile in-law suite with its own private gate, separate back entrance and dedicated yard space. An ideal setup for multi-family living while maintaining privacy and independence. The suite features two bright bedrooms, an open-concept office, large custom kitchen, separate laundry area and 3pc bath.A truly exceptional opportunity offering turnkey living, incredible indoor/outdoor spaces, extensive upgrades, and a rare combination of style and functionality!

Property details

Overview

Property Type
Detached
Style
Sidesplit
For
For Sale
Status
New
Size
1,500 sqft

Interior

Bedrooms
3 + 2
Bathrooms
2
Kitchens
2
Basement
Separate Entrance, Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Block
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
126.64 x 93 Feet
Parking
Built-In garage · 6 total

Financial

Property Taxes
$4,878 (2025)

Location

Neighbourhood
057 - Smithville
Cross Street
West Street & Wade Road
Direction Faces
South

Listing

MLS® Number
X13722288
Days on Market
51
Listed On
2026-08-28
Possession
Flexible
Listed By
CENTURY 21 TEAM REALTY LTD.

Rooms

Room Level Dimensions
Kitchen Main 22′ 8″ × 11′ 8″
Family Room Basement 15′ 7″ × 11′ 4″
Living Room Main 22′ 6″ × 19′ 0″
Primary Bedroom Second 24′ 9″ × 15′ 8″
Bathroom Basement 8′ 11″ × 6′ 8″
Bedroom 2 Basement 8′ 1″ × 8′ 1″
Media Room Basement 11′ 4″ × 9′ 3″
Dining Room Main 11′ 2″ × 11′ 2″
Bathroom - 11′ 2″ × 9′ 7″
Bedroom 2 Second 11′ 3″ × 9′ 8″
Kitchen Basement 12′ 1″ × 9′ 4″
Bedroom 3 Second 10′ 0″ × 9′ 0″
Bedroom Basement 12′ 2″ × 8′ 3″

Features

Interior

  • In-Law Suite
  • Carpet Free
  • Auto Garage Door Remote
  • Central Vacuum
  • Bar Fridge

Pool

  • Inground
Included
Murphy Bed, All appliances on both main floor and in basement unit, window coverings, bedroom 3 bank of wardrobes, ceiling fan all custom units/built-in cabinetry.
Rental items
Hot Water Tank/Furnace

Mortgage calculator

Minimum for this price: $73,980 (7.47%)

Amortization, years

Estimated mortgage payment

$4,383 per month

Principal and interest
$4,383
Property tax
$407
Estimated monthly cost
$4,789

Your mortgage

Mortgage amount
$791,840
Mortgage insurance
Not needed
Interest over 25 years
$522,946

Cash to close

Down payment
$197,960
Land transfer tax
$16,271
Total, before legal fees
$214,231
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

190 Margaret Street, West Lincoln, ON L0R 2A0 057 - Smithville, West Lincoln, ON L0R 2A0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$989,800 190 Margaret Street, West Lincoln, ON L0R 2A0
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