$459,000
Est. payment $2,032/moCalculate yours
192A ONTARIO Street, St. Catharines, ON L2R 5L1
451 - Downtown, St. Catharines, ON L2R 5L1
- 3 + 1 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of RE/MAX GARDEN CITY REALTY INC, BROKERAGE MLS® X13772230
About this home
Exceptional solid 3 bedroom brick home with Res/Comm M1 zoning, plus lower level one bedroom unit.Immaculately maintained and full of possibilities offering a rare combination of comfortable family living, multigenerational flexibility. Outstanding work-from-home or professional uses including drs office, registered massage therapist practice, lawyers office, mortgage broker or other permitted business opportunities. Main level offers 3 bedrooms, one bathroom, French doors, beautiful wood floors and doors add a cosy living experience. The lower level adds even more flexibility with a one bedroom unit making it an excellent option for rental income or a place for extended family, aging parents while keeping everyone under one roof. Enjoy outdoor living on the large deck with pergola covering. Modern new windows installed May 2026 and radiant/boiler heating and water heater installed 2020. The property also features a 1 1/2 car garage ideal for storage, workshop or a hobby enthusiast. This unique property is a rare opportunity to combine home, family, business and income property in one exceptional property.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Finished, Full
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Window Unit(s)
- Exterior
- Brick Front, Wood
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 39.26 x 107.51 Feet
- Parking
- Detached garage · 4 total
- Zoning
- M1
Financial
- Property Taxes
- $3,426 (2025)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- ADIE & WELLAND AVE
- Direction Faces
- South
Listing
- MLS® Number
- X13772230
- Days on Market
- 37
- Listed On
- 2026-09-11
- Possession
- Immediate
- Listed By
- RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Rooms
Features
Interior
- In-Law Capability
- Water Heater Owned
Pool
- None
- Included
- FRIDGES, 2 STOVES, WASHER & DRYER, DISHWASHER
- Excluded
- Wood burning stove in garage
Mortgage calculator
Estimated mortgage payment
$2,032 per month
- Principal and interest
- $2,032
- Property tax
- $286
- Condo fees
- $0
- Estimated monthly cost
- $2,318
Your mortgage
- Mortgage amount
- $367,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $242,506
Cash to close
- Down payment
- $91,800
- Land transfer tax
- $5,655
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $97,455
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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