Gurvinder Nokwal REALTOR®
For Sale Detached 37 days on market

$459,000

Est. payment $2,032/moCalculate yours

192A ONTARIO Street, St. Catharines, ON L2R 5L1

451 - Downtown, St. Catharines, ON L2R 5L1

  • 3 + 1 Beds
  • 2 Baths
  • 1 Garage
  • 700 Sq Ft
Map

Listing courtesy of RE/MAX GARDEN CITY REALTY INC, BROKERAGE MLS® X13772230

About this home

Exceptional solid 3 bedroom brick home with Res/Comm M1 zoning, plus lower level one bedroom unit.Immaculately maintained and full of possibilities offering a rare combination of comfortable family living, multigenerational flexibility. Outstanding work-from-home or professional uses including drs office, registered massage therapist practice, lawyers office, mortgage broker or other permitted business opportunities. Main level offers 3 bedrooms, one bathroom, French doors, beautiful wood floors and doors add a cosy living experience. The lower level adds even more flexibility with a one bedroom unit making it an excellent option for rental income or a place for extended family, aging parents while keeping everyone under one roof. Enjoy outdoor living on the large deck with pergola covering. Modern new windows installed May 2026 and radiant/boiler heating and water heater installed 2020. The property also features a 1 1/2 car garage ideal for storage, workshop or a hobby enthusiast. This unique property is a rare opportunity to combine home, family, business and income property in one exceptional property.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Size
700 sqft

Interior

Bedrooms
3 + 1
Bathrooms
2
Kitchens
2
Basement
Finished, Full

Building & Systems

Heating
Baseboard (Electric)
Cooling
Window Unit(s)
Exterior
Brick Front, Wood
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
39.26 x 107.51 Feet
Parking
Detached garage · 4 total
Zoning
M1

Financial

Property Taxes
$3,426 (2025)

Location

Neighbourhood
451 - Downtown
Cross Street
ADIE & WELLAND AVE
Direction Faces
South

Listing

MLS® Number
X13772230
Days on Market
37
Listed On
2026-09-11
Possession
Immediate
Listed By
RE/MAX GARDEN CITY REALTY INC, BROKERAGE

Rooms

Room Level Dimensions
Kitchen Main 8′ 9″ × 10′ 11″
Utility Room Basement 3′ 3″ × 13′ 5″
Bedroom Main 10′ 4″ × 10′ 11″
Bathroom Second 6′ 11″ × 7′ 7″
Kitchen Basement 5′ 9″ × 8′ 0″
Bathroom Basement 7′ 3″ × 5′ 6″
Bedroom Basement 8′ 5″ × 10′ 8″
Primary Bedroom Second 10′ 4″ × 11′ 11″
Recreation Basement 16′ 8″ × 15′ 8″
Dining Room Main 10′ 4″ × 11′ 0″
Laundry Basement 11′ 7″ × 10′ 8″
Living Room Main 15′ 1″ × 11′ 0″
Bedroom Second 8′ 10″ × 11′ 10″

Features

Interior

  • In-Law Capability
  • Water Heater Owned

Pool

  • None
Included
FRIDGES, 2 STOVES, WASHER & DRYER, DISHWASHER
Excluded
Wood burning stove in garage

Mortgage calculator

Minimum for this price: $22,950 (5%)

Amortization, years

Estimated mortgage payment

$2,032 per month

Principal and interest
$2,032
Property tax
$286
Estimated monthly cost
$2,318

Your mortgage

Mortgage amount
$367,200
Mortgage insurance
Not needed
Interest over 25 years
$242,506

Cash to close

Down payment
$91,800
Land transfer tax
$5,655
Total, before legal fees
$97,455
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

192A ONTARIO Street, St. Catharines, ON L2R 5L1 451 - Downtown, St. Catharines, ON L2R 5L1
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$459,000 192A ONTARIO Street, St. Catharines, ON L2R 5L1
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