$399,995
↓ $35,005 from $435,000
Est. payment $1,771/moCalculate yours
195 Rubidge Street, Peterborough, ON K9J 3N6
Town Ward 3, Peterborough, ON K9J 3N6
- 3 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY MLS® X13465438
About this home
Welcome to a truly special property where timeless charm, pride of ownership, and future opportunity come together. This delightful 1-storey home has been lovingly maintained and cared for over the years, offering a warm and inviting atmosphere from the moment you arrive. Full of character and unique features that are increasingly difficult to find, this residence presents an outstanding opportunity for first-time buyers, downsizers, investors, entrepreneurs, or anyone seeking a home with both immediate comfort and long-term potential. Set on one of the widest lots in the neighbourhood, this property offers an impressive amount of outdoor space rarely available in the area. The generous lot not only enhances privacy and curb appeal but also opens the door to numerous possibilities for future expansion, outdoor entertaining, gardening, recreation, or income-generating opportunities. Perhaps one of the most exciting aspects of this property is its outstanding future potential. Adding even greater value is the potential to legally convert the existing garage into a separate dwelling unit. With housing demand continuing to grow and secondary living spaces becoming increasingly desirable, this opportunity presents significant income-generating potential. Whether utilized as a rental unit, guest accommodation, home office, or investment property, the ability to create a separate dwelling adds a layer of flexibility and future value that is rarely available. Every aspect of this home reflects care and pride of ownership. From the welcoming interior to the outdoor space the property offers an inviting lifestyle today while positioning itself for exciting possibilities tomorrow
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Extension
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 37 x 114.42 Feet
- Parking
- Detached garage · 4 total
Financial
- Property Taxes
- $3,698 (2025)
Location
- Neighbourhood
- Town Ward 3
- Cross Street
- Dir/Cross St Rubidge Street South of Dalhousie
- Direction Faces
- West
Listing
- MLS® Number
- X13465438
- Days on Market
- 122
- Listed On
- 2026-06-18
- Possession
- 30/60
- Listed By
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
Features
Interior
- Carpet Free
Pool
- None
Mortgage calculator
Estimated mortgage payment
$1,771 per month
- Principal and interest
- $1,771
- Property tax
- $308
- Condo fees
- $0
- Estimated monthly cost
- $2,079
Your mortgage
- Mortgage amount
- $319,996
- Mortgage insurance
- Not needed
- Interest over 25 years
- $211,331
Cash to close
- Down payment
- $79,999
- Land transfer tax
- $4,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,474
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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