$675,000
Est. payment $2,989/moCalculate yours
196 King Street, St. Catharines, ON L2R 3J7
451 - Downtown, St. Catharines, ON L2R 3J7
- 6 Beds
- 2 Baths
- 2,000 Sq Ft
Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE MLS® X13812848
About this home
Prime opportunity to acquire a mixed-use downtown property offering a modern, turn-key, functional layout with exceptional street exposure, rare private on-site parking, and outstanding long-term development potential. Ideally suited for investors or owner-operators, this versatile asset combines strong commercial and residential components with flexible M2 zoning, supporting a wide range of uses including commercial, residential, or mixed-use development. The property features a welcoming wrap-around porch that enhances curb appeal, while the interior offers a functional, adaptable layout suitable for a variety of professional uses. Multiple exterior entrances provide excellent flexibility for single or multi-tenant configurations, offering exceptional accessibility and future adaptability. Offering approximately 2,235 sq. ft. of finished above grade space plus an additional 800 sq. ft. in the basement, this property presents an excellent opportunity to customize to your needs. The main floor features a spacious open-concept co-working office, two private offices, a boardroom-style office, and an inviting front foyer complete with a coffee station and a convenient 2-piece washroom. The upper level includes an oversized executive office, three additional private offices, and a well-appointed 3-piece bathroom. Positioned on a high-traffic downtown corridor surrounded by established businesses, restaurants, cafes, and local amenities, the property benefits from consistent exposure and strong foot traffic. Just steps from the Meridian Centre, First Ontario Performing Arts Centre, transit hub, GO Station, and with quick access to Highway 406 and the QEW, the location offers unmatched connectivity across the region. Whether expanding an investment portfolio or securing a strategic location for a growing business, this property delivers exceptional visibility, versatility, and future development potential in one of the city’s most desirable downtown settings.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 6
- Bathrooms
- 2
- Kitchens
- 0
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40.9 x 142 Feet
- Parking
- None garage · 8 total
- Zoning
- M2
Financial
- Property Taxes
- $11,054 (2025)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- St. Paul St. and Geneva St.
- Direction Faces
- North
Listing
- MLS® Number
- X13812848
- Days on Market
- 26
- Listed On
- 2026-09-22
- Possession
- Flexible
- Listed By
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Features
Interior
- None
Pool
- None
- Included
- window coverings, bar fridge in kitchenette, fridge downstairs
Mortgage calculator
Estimated mortgage payment
$2,989 per month
- Principal and interest
- $2,989
- Property tax
- $921
- Condo fees
- $0
- Estimated monthly cost
- $3,910
Your mortgage
- Mortgage amount
- $540,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $356,626
Cash to close
- Down payment
- $135,000
- Land transfer tax
- $9,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $144,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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