$474,900
Est. payment $2,103/moCalculate yours
196 Perry Street, Peterborough, ON K9J 2J2
Town Ward 3, Peterborough, ON K9J 2J2
- 3 Beds
- 3 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of Ball Real Estate Inc. MLS® X13881718
About this home
Welcome to 196 Perry Street! This charming two-and-a-half-storey home offers a great combination of space, character, and thoughtful updates, all in a fantastic downtown Peterborough location just steps from Del Crary Park. The main floor features a bright, open-concept layout where the kitchen, living, and dining areas flow seamlessly together, creating a welcoming space for everyday living and entertaining. A convenient two-piece bathroom completes the main level. Upstairs, you’ll find three bedrooms and a full bathroom, while the third-floor loft offers a unique and versatile space that could serve as a spacious primary suite, complete with its own ensuite and large walk-in closet. The partially finished lower level provides additional usable space along with plenty of storage. Outside, the deep lot offers room to enjoy, with a back deck and patio area perfectfor relaxing or entertaining. A standout feature is the detached double-car garage/workshop, offering exceptional space for vehicles, hobbies, projects, or additional storage. There’s also plenty of parking in the large driveway. Numerous updates have been completed in recent years, including a complete roof replacement with new plywood sheathing, shingles, and ridge venting (2022), updated second-floor bathroom (2022), basement waterproofing (2021), basement renovations (2026), garage exterior waterproofing (2025), third-floor spray foam insulation, and an upgraded 200-amp electrical service with GenerLink (2026). Located within walking distance of parks, restaurants, shopping, and downtown amenities, this is a wonderful opportunity to enjoy the convenience of city living with the added benefit of a spacious lot and impressive detached garage!
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 30 x 192 Feet
- Parking
- Detached garage · 6 total
- Zoning
- Residential
Financial
- Property Taxes
- $4,299 (2025)
Location
- Neighbourhood
- Town Ward 3
- Cross Street
- Perry Street and George Street
- Direction Faces
- North
Listing
- MLS® Number
- X13881718
- Days on Market
- 9
- Listed On
- 2026-10-09
- Possession
- TBA
- Listed By
- Ball Real Estate Inc.
Rooms
Features
Interior
- Carpet Free
- Storage
- Water Softener
Property
- Arts Centre
- Fenced Yard
- Hospital
- Lake/Pond
- Library
- Park
Pool
- None
- Included
- Fridge, stove, dishwasher, built-in microwave, washing machine, dryer, king bed frame and nightstands in loft, pergola and benches in backyard
- Excluded
- All staging furniture and personal items
- Rental items
- Hot water tank, furnace, heat pump
Mortgage calculator
Estimated mortgage payment
$2,103 per month
- Principal and interest
- $2,103
- Property tax
- $358
- Condo fees
- $0
- Estimated monthly cost
- $2,461
Your mortgage
- Mortgage amount
- $379,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $250,906
Cash to close
- Down payment
- $94,980
- Land transfer tax
- $5,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $100,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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