$984,999
↓ $84,001 from $1,069,000
Est. payment $4,361/moCalculate yours
197 Carney Street, Georgian Bluffs, ON N4K 6V5
Georgian Bluffs, Georgian Bluffs, ON N4K 6V5
- 3 Beds
- 3 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of Royal LePage RCR Realty MLS® X13573298
About this home
This beautiful Berner custom home on 1.5 acres in Georgian Bluffs offers the perfect blend of country privacy and city convenience, located within walking distance to Kelso Beach and just moments from the shores of Georgian Bay, local schools, and the amenities of Owen Sound. The property immediately impresses with great curb appeal, featuring premium Ledgerock stone, vinyl siding, a 2.5-car attached garage, and a welcoming covered front porch. Step inside to a bright, open concept kitchen and dining area designed for easy daily living and entertaining. The kitchen is a home chef’s dream, boasting custom Mennonite cabinets, a central island, incredible cupboard space, a built-in workstation, and a handy appliance garage. This same high quality Mennonite craftsmanship extends to the cabinetry in the home’s bathrooms. The main level also features a cozy living room with a natural gas fireplace, a spacious family room, and a combined laundry and office area with direct yard access. Upstairs, you will find three bedrooms, including a primary suite complete with a walk-in closet and a private four piece ensuite. The finished lower level adds excellent extra living space with a large recreation room, plenty of storage, and a direct walkout to the massive attached garage. Peace of mind is built right in, thanks to a Basement Watchdog battery backup system providing up to 8 hours of backup runtime. Hobbyists and outdoor enthusiasts will love the exterior features. The garage includes a dedicated 15 by 13 foot workshop at the back, while the deep, tree-lined backyard hosts a 12 by 16 foot shed with a roll-up door. Spend your summers relaxing on the back deck, enjoying a peaceful acreage that feels worlds away while remaining close to everything the Grey-Bruce region has to offer.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 194.7 x 330 Feet
- Parking
- Attached garage · 10 total
- Zoning
- R1c, EP
Financial
- Property Taxes
- $5,880 (2026)
Location
- Neighbourhood
- Georgian Bluffs
- Cross Street
- 19th St. W. and Carney St.
- Direction Faces
- East
Listing
- MLS® Number
- X13573298
- Days on Market
- 94
- Listed On
- 2026-07-16
- Possession
- 60-89 days
- Listed By
- Royal LePage RCR Realty
Rooms
Features
Interior
- Air Exchanger
- Auto Garage Door Remote
- Central Vacuum
- Sump Pump
- Water Heater Owned
- Water Softener
Property
- School
- Wooded/Treed
Pool
- None
- Included
- Dishwasher, Dryer, Garage Door Opener, Refrigerator, Stove, Washer, Window Coverings, Lorex Camera System, Fridge and Freezer in garage
- Excluded
- Metal Shelving Units & Black Cabinet in utility room, Wooden Gun Rack, Wooden Corner Cabinet, Parts Bin (blue/orange), Workbench and Generator in workshop, Hair Station, Mirror, Metal Coat Rack and Whirlpool Top Cover on washer & dryer in hair shop, Pergola, Arbour
Mortgage calculator
Estimated mortgage payment
$4,361 per month
- Principal and interest
- $4,361
- Property tax
- $490
- Condo fees
- $0
- Estimated monthly cost
- $4,851
Your mortgage
- Mortgage amount
- $787,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $520,409
Cash to close
- Down payment
- $197,000
- Land transfer tax
- $16,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $213,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.