Gurvinder Nokwal REALTOR®
For Sale Detached 94 days on market

$984,999 ↓ $84,001 from $1,069,000

Est. payment $4,361/moCalculate yours

197 Carney Street, Georgian Bluffs, ON N4K 6V5

Georgian Bluffs, Georgian Bluffs, ON N4K 6V5

  • 3 Beds
  • 3 Baths
  • 2 Garage
  • 2,000 Sq Ft
Map

Listing courtesy of Royal LePage RCR Realty MLS® X13573298

About this home

This beautiful Berner custom home on 1.5 acres in Georgian Bluffs offers the perfect blend of country privacy and city convenience, located within walking distance to Kelso Beach and just moments from the shores of Georgian Bay, local schools, and the amenities of Owen Sound. The property immediately impresses with great curb appeal, featuring premium Ledgerock stone, vinyl siding, a 2.5-car attached garage, and a welcoming covered front porch. Step inside to a bright, open concept kitchen and dining area designed for easy daily living and entertaining. The kitchen is a home chef’s dream, boasting custom Mennonite cabinets, a central island, incredible cupboard space, a built-in workstation, and a handy appliance garage. This same high quality Mennonite craftsmanship extends to the cabinetry in the home’s bathrooms. The main level also features a cozy living room with a natural gas fireplace, a spacious family room, and a combined laundry and office area with direct yard access. Upstairs, you will find three bedrooms, including a primary suite complete with a walk-in closet and a private four piece ensuite. The finished lower level adds excellent extra living space with a large recreation room, plenty of storage, and a direct walkout to the massive attached garage. Peace of mind is built right in, thanks to a Basement Watchdog battery backup system providing up to 8 hours of backup runtime. Hobbyists and outdoor enthusiasts will love the exterior features. The garage includes a dedicated 15 by 13 foot workshop at the back, while the deep, tree-lined backyard hosts a 12 by 16 foot shed with a roll-up door. Spend your summers relaxing on the back deck, enjoying a peaceful acreage that feels worlds away while remaining close to everything the Grey-Bruce region has to offer.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Price Change
Size
2,000 sqft

Interior

Bedrooms
3
Bathrooms
3
Kitchens
1
Basement
Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
194.7 x 330 Feet
Parking
Attached garage · 10 total
Zoning
R1c, EP

Financial

Property Taxes
$5,880 (2026)

Location

Neighbourhood
Georgian Bluffs
Cross Street
19th St. W. and Carney St.
Direction Faces
East

Listing

MLS® Number
X13573298
Days on Market
94
Listed On
2026-07-16
Possession
60-89 days
Listed By
Royal LePage RCR Realty

Rooms

Room Level Dimensions
Recreation Lower 18′ 7″ × 12′ 8″
Bedroom 3 Upper 10′ 11″ × 10′ 11″
Kitchen Main 13′ 9″ × 9′ 9″
Utility Room Lower 27′ 3″ × 21′ 0″
Foyer Main 14′ 2″ × 8′ 8″
Cold Room/Cantina Lower 9′ 1″ × 6′ 9″
Family Room Main 17′ 1″ × 15′ 4″
Bedroom 2 Upper 13′ 0″ × 10′ 3″
Other Lower 24′ 2″ × 12′ 0″
Living Room Main 15′ 7″ × 11′ 7″
Dining Room Main 13′ 10″ × 10′ 10″
Laundry Main 12′ 11″ × 12′ 8″
Primary Bedroom Upper 16′ 5″ × 11′ 11″

Features

Interior

  • Air Exchanger
  • Auto Garage Door Remote
  • Central Vacuum
  • Sump Pump
  • Water Heater Owned
  • Water Softener

Property

  • School
  • Wooded/Treed

Pool

  • None
Included
Dishwasher, Dryer, Garage Door Opener, Refrigerator, Stove, Washer, Window Coverings, Lorex Camera System, Fridge and Freezer in garage
Excluded
Metal Shelving Units & Black Cabinet in utility room, Wooden Gun Rack, Wooden Corner Cabinet, Parts Bin (blue/orange), Workbench and Generator in workshop, Hair Station, Mirror, Metal Coat Rack and Whirlpool Top Cover on washer & dryer in hair shop, Pergola, Arbour

Mortgage calculator

Minimum for this price: $73,500 (7.46%)

Amortization, years

Estimated mortgage payment

$4,361 per month

Principal and interest
$4,361
Property tax
$490
Estimated monthly cost
$4,851

Your mortgage

Mortgage amount
$787,999
Mortgage insurance
Not needed
Interest over 25 years
$520,409

Cash to close

Down payment
$197,000
Land transfer tax
$16,175
Total, before legal fees
$213,175
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

197 Carney Street, Georgian Bluffs, ON N4K 6V5 Georgian Bluffs, Georgian Bluffs, ON N4K 6V5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$984,999 197 Carney Street, Georgian Bluffs, ON N4K 6V5
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