Gurvinder Nokwal REALTOR®
For Sale Detached 23 days on market

$1,195,000

Est. payment $5,291/moCalculate yours

197 Finn Road, Algoma, Unorganized, North Part, ON P0S 1J0

Searchmont, Algoma, Unorganized, North Part, ON P0S 1J0

  • 3 Beds
  • 2 Baths
  • 2,500 Sq Ft

Listing courtesy of Century 21 Choice Realty Inc. MLS® X13888266

About this home

YOUR PRIVATE ESCAPE, WHERE NATURE, LUXURY & POSSIBILITY COME TOGETHER. Have you dreamed of owning a private waterfront property where every season offers a new adventure? Imagine stepping outside your door and having more than 20 acres of pristine tranquility, private waterfront access, and a network of trails right at your doorstep, perfect for walking, biking, ATVing, cross-country skiing, snowshoeing and exploring the outdoors. This exceptional new-build residence offers nearly 3,000 sq. ft. of beautifully designed living space, combining quality construction, thoughtful accessibility and modern comfort. The impressive open-concept design features 9 foot ceilings in all rooms, 18 foot vaulted ceilings in the main living area, an elegant European black ash staircase, 36-inch door openings throughout for enhanced accessibility. The heart of the home is the spacious kitchen, complete with a large center island and a built-in double oven, built in microwave, gas top range, double door fridge, freezer creating the perfect gathering space for family and entertaining. Triple pane glass Kohltech windows & treatments allow for an abundant natural light while enhancing comfort and efficiency. Add in a drilled well, in-floor heating and this property delivers the quality and comfort expected from a premium new build. The opportunities continue outside. A 36′ x 24′ in- floor heated garage, exceptional space for vehicles, toys, equipment or a workshop and offers the potential to be transformed into an in-law suite, guest accommodations or Airbnb, * subject to approvals. The property also includes a side cedar lined Bunkie, maple syrup production setup, garden shed, wood shed, and a greenhouse adding even more functionality and recreational potential to this unique offering. With its privacy, waterfront access, extensive acreage and proximity to Searchmont Ski Resort, this property is ideally suited to those seeking an recreational retreat or investment opportunity.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Approximate Age
6-15
Size
2,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Total Rooms
8
Basement
Other

Building & Systems

Heating
Other (Propane)
Cooling
Other
Exterior
Wood
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
452.88 x 1410.1 Feet
Parking
Other garage
Zoning
N/A

Financial

Property Taxes
$2,197 (2026)

Location

Neighbourhood
Searchmont
Direction Faces
South

Listing

MLS® Number
X13888266
Days on Market
23
Listed On
2026-09-25
Listed By
Century 21 Choice Realty Inc.

Rooms

Room Level Dimensions
Foyer Main 8′ 1″ × 8′ 8″
Library Second 12′ 8″ × 7′ 3″
Other Second 7′ 3″ × 5′ 4″
Other Main 12′ 0″ × 22′ 0″
Kitchen Main 21′ 5″ × 14′ 1″
Living Room Main 31′ 8″ × 14′ 1″
Utility Room Main 8′ 4″ × 12′ 4″
Bedroom Main 20′ 1″ × 12′ 1″
Bathroom Main 8′ 3″ × 10′ 0″
Bedroom 2 Second 17′ 3″ × 12′ 7″
Bedroom 3 Second 15′ 1″ × 12′ 7″
Bathroom Second 7′ 1″ × 9′ 9″

Features

Interior

  • Water Purifier
  • Generator - Full
  • Built-In Oven
  • Other

Property

  • Waterfront

Community

  • Wooded

Pool

  • None
Included
All Appliances, Window Coverings
Excluded
All outdoor implements.... (negotiable)
Rental items
propane tanks...$50. each per yr 2x propane tanks

Mortgage calculator

Minimum for this price: $94,500 (7.91%)

Amortization, years

Estimated mortgage payment

$5,291 per month

Principal and interest
$5,291
Property tax
$183
Estimated monthly cost
$5,474

Your mortgage

Mortgage amount
$956,000
Mortgage insurance
Not needed
Interest over 25 years
$631,360

Cash to close

Down payment
$239,000
Land transfer tax
$20,375
Total, before legal fees
$259,375
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

197 Finn Road, Algoma, Unorganized, North Part, ON P0S 1J0 Searchmont, Algoma, Unorganized, North Part, ON P0S 1J0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,195,000 197 Finn Road, Algoma, Unorganized, North Part, ON P0S 1J0
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