$254,900
Est. payment $1,129/moCalculate yours
197 Wallace Terrace, Sault Ste Marie, ON P6C 1K2
Ward 4, Sault Ste Marie, ON P6C 1K2
- 3 Beds
- 2 Baths
- 1 Garage
Listing courtesy of EXP Realty Brokerage MLS® X14081854
About this home
Updated & Ready for Its Next Owner! This solid brick 1.5-storey home in the city’s west end has seen recent repairs and improvements, including new kitchen flooring. Offering 3 bedrooms and 2 bathrooms, the home features a convenient main-floor primary bedroom plus a finished basement with a second bathroom and 2 dens, providing plenty of additional living space. Features include efficient natural gas boiler heat, a detached garage, rear laneway access and a private backyard with mature trees. Conveniently located close to schools, shopping, public transit, Algoma Steel and other west-end amenities. An excellent opportunity for first-time buyers, families or investors.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished, Full
Building & Systems
- Heating
- Other (Gas)
- Cooling
- Other
- Exterior
- Brick
- Foundation
- Other
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 41 x 120 Feet
- Parking
- Detached garage
- Zoning
- R3
Financial
- Property Taxes
- $1,969 (2026)
Location
- Neighbourhood
- Ward 4
- Direction Faces
- North
Listing
- MLS® Number
- X14081854
- Days on Market
- 3
- Listed On
- 2026-10-15
- Listed By
- EXP Realty Brokerage
Rooms
Features
Interior
- Other
Pool
- None
- Included
- None
- Excluded
- None
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$1,129 per month
- Principal and interest
- $1,129
- Property tax
- $164
- Condo fees
- $0
- Estimated monthly cost
- $1,293
Your mortgage
- Mortgage amount
- $203,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $134,673
Cash to close
- Down payment
- $50,980
- Land transfer tax
- $2,299
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $53,279
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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