$465,000
Est. payment $2,059/moCalculate yours
199 Highview Drive, St. Thomas, ON N5R 5H6
St. Thomas, St. Thomas, ON N5R 5H6
- 3 Beds
- 3 Baths
- 1,100 Sq Ft
Listing courtesy of THE REALTY FIRM INC. MLS® X13822290
About this home
Move-in ready and full of updates, this 3-bedroom, 3 bath semi-detached home sits on a quiet stretch of Highview Drive in St. Thomas. The kitchen has been completely replaced with newer cabinetry and stainless steel appliances, including a fridge, electric stove, dishwasher, and built-in microwave, and hardwood flooring runs through the main floor and stairs. The finished basement adds living space with waterproof laminate flooring and its own 3-piece bath.The big-ticket items are done: gas furnace (2013), central air (2024), an owned on-demand hot water heater, and a roof believed to be around 2018. A 240-volt plug is set up for EV charging, and there’s already a gas line run for the BBQ.Out back, everything is new since the current owner moved in, a shed, deck, and stamped concrete patio built for entertaining, plus a hot tub to enjoy year-round. New front bay and side door windows round out the updates, with fresh blinds arriving soon.Ideally located close to parks and walking trails, with schools nearby, metro grocery store around the corner and shopping at Elgin Centre, plus St. Thomas Elevated Park just minutes away. Easy highway access puts you a short drive from London or a summer at Port Stanley beach.
Property details
Overview
- Property Type
- Semi-Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Sold Conditional
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 35 x 110 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $2,700 (2026)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Wellington St
- Direction Faces
- East
Listing
- MLS® Number
- X13822290
- Days on Market
- 24
- Listed On
- 2026-09-24
- Possession
- 60-90+
- Listed By
- THE REALTY FIRM INC.
Rooms
Features
Interior
- Carpet Free
- Water Heater Owned
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, Water heater owned, Hot Tub, EV Charger
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$2,059 per month
- Principal and interest
- $2,059
- Property tax
- $225
- Condo fees
- $0
- Estimated monthly cost
- $2,284
Your mortgage
- Mortgage amount
- $372,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $245,676
Cash to close
- Down payment
- $93,000
- Land transfer tax
- $5,775
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $98,775
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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