$424,900
Est. payment $1,881/moCalculate yours
20 Alma Street, St. Thomas, ON N5P 3A8
St. Thomas, St. Thomas, ON N5P 3A8
- 3 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of RE/MAX CENTRE CITY REALTY INC MLS® X13867880
About this home
Welcome to 20 Alma Street, a charming and character-filled home in St. Thomas that is move-in ready and offers plenty of space both inside and out. Enjoy your morning coffee or unwind on the brand-new front porch, offering ample room for comfortable seating and enjoying the neighbourhood. Step inside to a welcoming foyer with plenty of space for coats, bags and everyday essentials. The main floor features a nicely sized bedroom or versatile den, a combined living and dining area complete with a cozy electric fireplace, and a spacious kitchen with a convenient pantry and access to the back deck. A 4-piece bathroom with laundry completes the main level. A unique spiral staircase leads to the upper level, where you’ll find three additional bedrooms, including the primary, along with a 3-piece bathroom featuring a charming clawfoot tub. Outside, the large fully fenced backyard offers plenty of room to create the outdoor space you’ve been dreaming of, with a back deck providing the perfect spot for outdoor dining, entertaining or relaxing. The private driveway provides parking for up to six vehicles, while the shed with hydro offers excellent additional storage or workspace. The basement features a convenient walk-up entrance, adding versatility and easy access. Recent updates include a new front porch, newer windows, paint, flooring, fixtures, kitchen cabinets and blown-in attic insulation. Full of character, functional space and thoughtful updates, this inviting home is ready for its next chapter!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Walk-Up
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- None
- Exterior
- Brick, Vinyl Siding
- Foundation
- Brick, Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 65.78 x 179.22 Feet
- Parking
- None garage · 6 total
- Zoning
- R3
Financial
- Property Taxes
- $2,824 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- TALBOT STREET
- Direction Faces
- West
Listing
- MLS® Number
- X13867880
- Days on Market
- 12
- Listed On
- 2026-10-06
- Possession
- FLEXIBLE
- Listed By
- RE/MAX CENTRE CITY REALTY INC
Rooms
Features
Interior
- Storage
Property
- Fenced Yard
- Golf
- Hospital
- Library
- Public Transit
- School
Pool
- None
- Included
- NONE
- Rental items
- HWT
Mortgage calculator
Estimated mortgage payment
$1,881 per month
- Principal and interest
- $1,881
- Property tax
- $235
- Condo fees
- $0
- Estimated monthly cost
- $2,117
Your mortgage
- Mortgage amount
- $339,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $224,490
Cash to close
- Down payment
- $84,980
- Land transfer tax
- $4,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $89,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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