$499,900
Est. payment $2,213/moCalculate yours
20 Division Street, Kawartha Lakes, ON K9V 4S1
Lindsay, Kawartha Lakes, ON K9V 4S1
- 3 + 1 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of Revel Realty Inc. MLS® X13834070
About this home
Charming upgraded home in a desirable Lindsay neighbourhood nestled on a quiet street close to all amenities. This beautifully updated home is move-in ready and full of charm. The main floor features upgraded flooring, a brand-new eat-in kitchen with quartz counters, a bright and inviting living room, a main-floor bedroom or office, a new 4-piece bath, and a cozy back porch-perfect for morning coffee looking over the backyard. Upstairs, you’ll find three additional bedrooms and a new 2-piece bath, offering plenty of space for family or guests. The basement is a blank canvas awaiting your personal touch, with laundry conveniently located and plenty of potential for future living space. Recent updates include new roof, siding, and eaves (2023) along with some newer windows for added efficiency and peace of mind. Outside, the property shines with a large in town lot, a 20 x 17 immaculate detached garage/workshop, and an asphalt driveway with ample parking. Located just steps from the Scugog River, beautiful walking trails, parks, Lindsay Golf & Country Club, and the Recreation Centre, this home offers both comfort and convenience. Whether you’re a first-time home buyer or looking to downsize, this lovely property could be your next perfect new home.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 43.24 x 138.92 Feet
- Parking
- Detached garage · 7 total
- Zoning
- R2
Financial
- Property Taxes
- $2,728 (2025)
Location
- Neighbourhood
- Lindsay
- Cross Street
- LINDSAY ST S TO DIVISION STREET
- Direction Faces
- North
Listing
- MLS® Number
- X13834070
- Days on Market
- 20
- Listed On
- 2026-09-28
- Possession
- FEB 2027
- Listed By
- Revel Realty Inc.
Rooms
Features
Interior
- Water Heater Owned
Pool
- None
- Included
- FRIDGE, STOVE, WASHER & CLOTHES DRYER
- Excluded
- ALL PERSONAL BELONGINGS & STAGING ITEMS
Mortgage calculator
Estimated mortgage payment
$2,213 per month
- Principal and interest
- $2,213
- Property tax
- $227
- Condo fees
- $0
- Estimated monthly cost
- $2,441
Your mortgage
- Mortgage amount
- $399,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,115
Cash to close
- Down payment
- $99,980
- Land transfer tax
- $6,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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