$529,900
Est. payment $2,346/moCalculate yours
20 Maple Street, St. Thomas, ON N5R 1Y9
St. Thomas, St. Thomas, ON N5R 1Y9
- 5 Beds
- 2 Baths
- 2,000 Sq Ft
Listing courtesy of PC275 REALTY INC. MLS® X13823594
About this home
Welcome to this spacious 5-bedroom, 2-bathroom home located in South St. Thomas, where a thoughtfully designed recent addition adds modern character while preserving the home’s original charm. The main floor features a generous primary bedroom with a large walk-in closet, large double doors leading to the back covered deck, convenient main-floor laundry, and an impressive new kitchen designed for both everyday living and entertaining. The kitchen boasts an extra-large island, built-in oven, gas cooktop, abundant cabinetry and storage, along with plenty of space for dining and gathering with family and friends. Upstairs, you’ll find the fourth bedroom, a 3-piece bathroom, and a spacious second primary offering plenty of flexibility. Create a comfortable second living area, home office or playroom - or transform the entire upper level into your own private primary suite retreat. Enjoy sitting on the covered deck in the backyard. Set in a family-friendly neighbourhood surrounded by mature trees, this home is conveniently located close to Pinafore Park, downtown St. Thomas, shopping, restaurants, schools and everyday amenities. With its blend of original character, modern updates and versatile living space, this is a home that offers room to grow and enjoy for years to come.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 2,000 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partial Basement, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 120 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $2,772 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Fifth Ave & Maple St.
- Direction Faces
- North
Listing
- MLS® Number
- X13823594
- Days on Market
- 24
- Listed On
- 2026-09-24
- Possession
- Flexible
- Listed By
- PC275 REALTY INC.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater
Property
- Fenced Yard
- Library
- Park
- Place Of Worship
Pool
- None
- Included
- Fridge, oven, gas stove top, dishwasher, washer, dryer
Mortgage calculator
Estimated mortgage payment
$2,346 per month
- Principal and interest
- $2,346
- Property tax
- $231
- Condo fees
- $0
- Estimated monthly cost
- $2,577
Your mortgage
- Mortgage amount
- $423,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $279,965
Cash to close
- Down payment
- $105,980
- Land transfer tax
- $7,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $113,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.