$779,000
Est. payment $3,449/moCalculate yours
20 Mary Street E, Kawartha Lakes, ON K9V 1V3
Lindsay, Kawartha Lakes, ON K9V 1V3
- 3 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of Re/Max All-Stars Realty Inc. MLS® X13808956
About this home
Heritage Rail House Reborn! - Where Heritage Meets Modern Living - Welcome to an absolute dream of a home where you can step into yesteryear with all the modern amenities of today. Located on a 1/4 acre lot on a quiet residential street in the Town of Lindsay. A welcoming rebuilt and designed front covered porch where you can rest from a full day’s activities with your favourite refreshment. Step inside and enjoy a home that will fill your heart. The entire home has been renovated and remodeled with today’s conveniences while keeping the period feel and charm. Check out the video and photos for a visual of the trim, doors, and hardwood floors with neutral decor throughout. Walk out from the kitchen/dining area to a patio reborn for rest and relaxation overlooking an expansive lot with irrigated lawns and gardens. Front and rear yards are beautifully landscaped with hard and softscapes complimenting this home’s exterior to provide an urban curb appeal to the envy of all; complete with landscape lighting for evening enjoyment; Updates, all within the past 2 years include: water heater, plumbing throughout house, watermain to street from house, all electrical with 200 amp panel, sump pump, Smart appliances (fridge, stove, microwave) lighting, siding, facia and eves, all windows, irrigation system for lawn, professionally landscaped with stone patios , with large shade trees, evergreens and gardens, landscape lighting, stone porch with balsam fir and True North flooring, black Rundle stone pillars, washer dryer in 2nd floor laundry, bathroom with his/hers vanity, natural maple hardwood throughout, oak staircase, restored & refurbished millwork throughout, darkening blinds on 2nd floor bdrm windows/bathroom, Smart thermostats, refurbished driveway (new gravel) NOTE: This property has gone through the severance application to sever the excess land for another building lot. A buyer can complete the severance if desired. All application documents are available.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- Window Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 82.5 x 133.32 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $2,961 (2026)
Location
- Neighbourhood
- Lindsay
- Cross Street
- Mary St E/Lindsay St S
- Direction Faces
- North
Listing
- MLS® Number
- X13808956
- Days on Market
- 30
- Listed On
- 2026-09-18
- Possession
- Immediate
- Listed By
- Re/Max All-Stars Realty Inc.
Rooms
Features
Interior
- Water Heater Owned
- Water Meter
Property
- Hospital
- Place Of Worship
- Public Transit
- School
Pool
- None
- Included
- fridge, stove, dishwasher, washer, dryer, all lights, all window coverings, 2 air conditioners
- Excluded
- None
Mortgage calculator
Estimated mortgage payment
$3,449 per month
- Principal and interest
- $3,449
- Property tax
- $247
- Condo fees
- $0
- Estimated monthly cost
- $3,696
Your mortgage
- Mortgage amount
- $623,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $411,573
Cash to close
- Down payment
- $155,800
- Land transfer tax
- $12,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $167,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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