$419,900
Est. payment $1,859/moCalculate yours
20 Richardson Street 3006, Toronto, ON M5A 0S6
Waterfront Communities C8, Toronto, ON M5A 0S6
- 0 + 1 Beds
- 1 Baths
- 0 Sq Ft
Listing courtesy of ROYAL LEPAGE SUPREME REALTY MLS® C13635520
About this home
See Virtual Tour! Great opportunity for first-time buyers and investors! Spacious studio in Toronto’s sought-after waterfront community featuring quality finishes, a gourmet kitchen with integrated appliances, and a functional kitchen island. Prime downtown location steps to the lake, Sugar Beach, George Brown College, Loblaws, St. Lawrence Market, Union Station, restaurants, and more. Enjoy beautiful lake and city views from the large private balcony. Exceptional value in a vibrant waterfront neighborhood!
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- New
- Size
- 0-499 sqft
Interior
- Bedrooms
- 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Concrete
Lot & Parking
- Parking
- None garage
Financial
- Property Taxes
- $2,079 (2026)
- Condo Fee
- $408/mo
- Fee Includes
- Common Elements Included, Water Included, Building Insurance Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Waterfront Communities C8
- Cross Street
- Queens Quay E / Lower Jarvis
Listing
- MLS® Number
- C13635520
- Days on Market
- 75
- Listed On
- 2026-08-04
- Listed By
- ROYAL LEPAGE SUPREME REALTY
Features
Interior
- None
Property
- Lake/Pond
- Beach
- Arts Centre
- Public Transit
Amenities
- Concierge
- Gym
- Party Room/Meeting Room
- Tennis Court
- Recreation Room
- Included
- High-End Appliances: Miele Built-In Fridge/Freezer, Miele Stove, Oven & Dishwasher. Window blinds- rollers. Cabinets With Loads Of Storage Space. Large Balcony. Ensuite Washer & Dryer. Locker Included.
Mortgage calculator
Estimated mortgage payment
$1,859 per month
- Principal and interest
- $1,859
- Property tax
- $173
- Condo fees
- $408
- Estimated monthly cost
- $2,441
Your mortgage
- Mortgage amount
- $335,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $221,848
Cash to close
- Down payment
- $83,980
- Land transfer tax (Ontario + Toronto)
- $9,746
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $93,726
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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