$498,888
Est. payment $2,209/moCalculate yours
20 Somerset Avenue, Hamilton, ON L8L 2L5
Gibson, Hamilton, ON L8L 2L5
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of RE/MAX REALTY SERVICES INC. MLS® X13729260
About this home
Welcome to this fully renovated home Upgraded from top to bottom, this bright and spacious home, located in the sought after Gibson-Stipley neighborhood is turn-key and ready for you to move in immediately! The main level features open-concept kitchen and living with an upgraded flooring throughout ,Separate dinning room that can be used as the 4th Bedroom .Upgraded 3-piece full bathroom on the mane floor with Standing shower and glass door . The spacious custom kitchen with bright white cabinetry, SS appliances ,Quartz counter-top and backsplash. The second level features 3 bedrooms and a 3-piece bath modern sink vanity and glass standing shower. The fully-finished lower level has plenty of additional space . The spacious backyard is fully fenced . Close to some of the best Hamilton has to offer! Playhouse Cinema, Tim Hortons field, a variety of bars and restaurants, public transit, school, hospital and many more.A fantastic opportunity for first-time home buyers-simply move in and enjoy! Please note some pictures are virtually staged.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 24.02 x 90 Feet
- Parking
- None garage · 1 total
- Zoning
- RESIDENTIAL
Financial
- Property Taxes
- $2,904 (2025)
Location
- Neighbourhood
- Gibson
- Cross Street
- CANNON, SHERMAN NORTH
- Direction Faces
- South
Listing
- MLS® Number
- X13729260
- Days on Market
- 48
- Listed On
- 2026-08-31
- Possession
- flex
- Listed By
- RE/MAX REALTY SERVICES INC.
Rooms
Features
Interior
- Other
Property
- Hospital
- Marina
- Place Of Worship
- Public Transit
- School
Pool
- None
- Included
- All S/S Appliances Included; Stainless Steel Fridge, Stove, SS Dishwasher, SS Stove, Washer & Dryer, Microwave & All Light Fixtures,
- Rental items
- HWT
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $242
- Condo fees
- $0
- Estimated monthly cost
- $2,451
Your mortgage
- Mortgage amount
- $399,110
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,580
Cash to close
- Down payment
- $99,778
- Land transfer tax
- $6,453
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,231
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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