Gurvinder Nokwal REALTOR®
For Sale Detached 51 days on market

$350,000 ↓ $9,900 from $359,900

Est. payment $1,550/moCalculate yours

20 Stuart Avenue, St. Catharines, ON L2R 1M7

451 - Downtown, St. Catharines, ON L2R 1M7

  • 3 + 1 Beds
  • 3 Baths
  • 1 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of BOLDT REALTY INC., BROKERAGE MLS® X13722920

About this home

Welcome to 20 Stuart Avenue, located on a quiet street in central St. Catharines. This 1.5-storey home offers a versatile layout with four bedrooms in total, including a convenient main floor bedroom with two closets, two additional bedrooms upstairs, and a fourth bedroom in the basement. The main floor features a spacious bathroom, while the second level offers a convenient 2-piece bath and the basement includes an additional 3-piece. Off the kitchen, a practical mudroom provides access to the fully fenced backyard, complete with a single detached garage and a bonus workshop at the rear. A private driveway accommodates two vehicles, and the property’s central location offers easy access to schools, parks, shopping, public transit, and everyday amenities. Offering plenty of potential, this home is ready for your vision and personal touch. Being sold in as-is, where-is condition, it has been priced to reflect the updates and repairs required.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Approximate Age
51-99
Size
1,100 sqft

Interior

Bedrooms
3 + 1
Bathrooms
3
Kitchens
1
Basement
Partially Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Aluminum Siding
Foundation
Brick
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
34.3 x 107.9 Feet
Parking
Detached garage · 3 total
Zoning
R1

Financial

Property Taxes
$3,482 (2026)

Location

Neighbourhood
451 - Downtown
Cross Street
Lake Street & Carlton Street
Direction Faces
North

Listing

MLS® Number
X13722920
Days on Market
51
Listed On
2026-08-28
Possession
90 days +
Listed By
BOLDT REALTY INC., BROKERAGE

Rooms

Room Level Dimensions
Mud Room Main 4′ 1″ × 6′ 7″
Dining Room Main 12′ 5″ × 12′ 11″
Bathroom Basement -
Living Room Main 11′ 2″ × 10′ 7″
Kitchen Main 11′ 2″ × 8′ 0″
Game Room Basement 18′ 0″ × 9′ 4″
Bathroom Second -
Bedroom 2 Second 13′ 1″ × 12′ 1″
Bedroom Main 10′ 6″ × 11′ 9″
Bathroom Main -
Bedroom 3 Second 11′ 11″ × 12′ 2″
Bedroom 4 Basement 13′ 7″ × 10′ 10″

Features

Interior

  • Primary Bedroom - Main Floor

Property

  • Public Transit
  • School

Pool

  • None
Included
All appliances, window coverings & ELF's
Rental items
Furnace, A/C & Tankless HWT

Mortgage calculator

Minimum for this price: $17,500 (5%)

Amortization, years

Estimated mortgage payment

$1,550 per month

Principal and interest
$1,550
Property tax
$290
Estimated monthly cost
$1,840

Your mortgage

Mortgage amount
$280,000
Mortgage insurance
Not needed
Interest over 25 years
$184,917

Cash to close

Down payment
$70,000
Land transfer tax
$3,725
Total, before legal fees
$73,725
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

20 Stuart Avenue, St. Catharines, ON L2R 1M7 451 - Downtown, St. Catharines, ON L2R 1M7
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$350,000 20 Stuart Avenue, St. Catharines, ON L2R 1M7
Request a showing