Gurvinder Nokwal REALTOR®
For Sale Detached 46 days on market

$1,199,000 ↓ $126,000 from $1,325,000

Est. payment $5,309/moCalculate yours

20 Vincent Avenue, Niagara-on-the-Lake, ON L0S 1J0

101 - Town, Niagara-on-the-Lake, ON L0S 1J0

  • 3 Beds
  • 3 Baths
  • 1 Garage
  • 1,500 Sq Ft

Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X13737768

About this home

Ideally situated in the historic and highly desirable Chautauqua neighbourhood, 20 Vincent Avenue is just steps from Ryerson Park, renowned for its breathtaking sunsets over Lake Ontario and panoramic views toward the Toronto skyline.The main level features a comfortable and inviting layout with warm wood flooring throughout. The dining room provides a lovely setting for special meals and family gatherings, while the open eat-in kitchen offers a practical layout with airy high vaulted ceilings and direct access to the rear deck.Adjacent to the kitchen, the cozy family room features a wood-burning fireplace, creating a welcoming space to relax and unwind, with the potential to be easily converted to gas in the future for added convenience.The centrally located staircase is well illuminated by natural light from skylights and leads to the second level, where you’ll find two guest bedrooms, a four-piece bathroom, and a restful primary bedroom with the convenience of ensuite access.The fully finished basement adds valuable living space and versatility, featuring a recreation room, an office, a den, three-piece bathroom, and a large laundry/utility room with excellent storage. Outside, enjoy the covered front porch, interlock driveway, and attached single-car garage. The rear yard features mature gardens, dedicated vegetable garden space, and a 21′ x 17′ partially covered rear deck-an ideal setting for relaxing, dining outdoors, or entertaining while taking in the peaceful surroundings.This well-loved home is an easy stroll to the heart of Old Town, with its charming shops, celebrated restaurants, theatre, and amenities. A truly special property in an enviable Niagara-on-the-Lake setting.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Price Change
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
3
Kitchens
1
Basement
Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
50 x 126 Feet
Parking
Attached garage · 4 total

Financial

Property Taxes
$6,202 (2026)

Location

Neighbourhood
101 - Town
Cross Street
Niagara Blvd & Vincent Ave
Direction Faces
East

Listing

MLS® Number
X13737768
Days on Market
46
Listed On
2026-09-02
Possession
30-45 days
Listed By
NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE

Rooms

Room Level Dimensions
Primary Bedroom Second 13′ 6″ × 13′ 0″
Kitchen Main 24′ 11″ × 12′ 7″
Den Basement 11′ 7″ × 11′ 9″
Dining Room Main 11′ 10″ × 9′ 5″
Family Room Main 13′ 0″ × 14′ 0″
Bedroom Second 12′ 5″ × 8′ 2″
Office Basement 9′ 8″ × 9′ 4″
Living Room Main 15′ 9″ × 7′ 11″
Foyer Main 15′ 10″ × 10′ 8″
Laundry Basement 15′ 0″ × 12′ 6″
Recreation Basement 13′ 3″ × 12′ 3″
Bedroom Second 10′ 4″ × 10′ 0″

Features

Interior

  • Other
  • Sump Pump

Property

  • Beach
  • Lake/Pond
  • Park

Pool

  • None

Mortgage calculator

Minimum for this price: $94,900 (7.91%)

Amortization, years

Estimated mortgage payment

$5,309 per month

Principal and interest
$5,309
Property tax
$517
Estimated monthly cost
$5,826

Your mortgage

Mortgage amount
$959,200
Mortgage insurance
Not needed
Interest over 25 years
$633,474

Cash to close

Down payment
$239,800
Land transfer tax
$20,455
Total, before legal fees
$260,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

20 Vincent Avenue, Niagara-on-the-Lake, ON L0S 1J0 101 - Town, Niagara-on-the-Lake, ON L0S 1J0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,199,000 20 Vincent Avenue, Niagara-on-the-Lake, ON L0S 1J0
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