$1,199,000
↓ $126,000 from $1,325,000
Est. payment $5,309/moCalculate yours
20 Vincent Avenue, Niagara-on-the-Lake, ON L0S 1J0
101 - Town, Niagara-on-the-Lake, ON L0S 1J0
- 3 Beds
- 3 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X13737768
About this home
Ideally situated in the historic and highly desirable Chautauqua neighbourhood, 20 Vincent Avenue is just steps from Ryerson Park, renowned for its breathtaking sunsets over Lake Ontario and panoramic views toward the Toronto skyline.The main level features a comfortable and inviting layout with warm wood flooring throughout. The dining room provides a lovely setting for special meals and family gatherings, while the open eat-in kitchen offers a practical layout with airy high vaulted ceilings and direct access to the rear deck.Adjacent to the kitchen, the cozy family room features a wood-burning fireplace, creating a welcoming space to relax and unwind, with the potential to be easily converted to gas in the future for added convenience.The centrally located staircase is well illuminated by natural light from skylights and leads to the second level, where you’ll find two guest bedrooms, a four-piece bathroom, and a restful primary bedroom with the convenience of ensuite access.The fully finished basement adds valuable living space and versatility, featuring a recreation room, an office, a den, three-piece bathroom, and a large laundry/utility room with excellent storage. Outside, enjoy the covered front porch, interlock driveway, and attached single-car garage. The rear yard features mature gardens, dedicated vegetable garden space, and a 21′ x 17′ partially covered rear deck-an ideal setting for relaxing, dining outdoors, or entertaining while taking in the peaceful surroundings.This well-loved home is an easy stroll to the heart of Old Town, with its charming shops, celebrated restaurants, theatre, and amenities. A truly special property in an enviable Niagara-on-the-Lake setting.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 126 Feet
- Parking
- Attached garage · 4 total
Financial
- Property Taxes
- $6,202 (2026)
Location
- Neighbourhood
- 101 - Town
- Cross Street
- Niagara Blvd & Vincent Ave
- Direction Faces
- East
Listing
- MLS® Number
- X13737768
- Days on Market
- 46
- Listed On
- 2026-09-02
- Possession
- 30-45 days
- Listed By
- NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE
Rooms
Features
Interior
- Other
- Sump Pump
Property
- Beach
- Lake/Pond
- Park
Pool
- None
Mortgage calculator
Estimated mortgage payment
$5,309 per month
- Principal and interest
- $5,309
- Property tax
- $517
- Condo fees
- $0
- Estimated monthly cost
- $5,826
Your mortgage
- Mortgage amount
- $959,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $633,474
Cash to close
- Down payment
- $239,800
- Land transfer tax
- $20,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $260,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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