$849,900
Est. payment $3,763/moCalculate yours
203 Mary Miller Road, Drummond/North Elmsley, ON K7H 0E2
903 - Drummond/North Elmsley (North Elmsley) Twp, Drummond/North Elmsley, ON K7H 0E2
- 3 + 2 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of COLDWELL BANKER SETTLEMENT REALTY MLS® X13572756
About this home
Welcome to Otty Lake. Your waterfront escape on one of Eastern Ontario’s most sought-after lakes. Set on a beautifully treed 1.25-acre lot with excellent year-round access, this property offers the perfect balance of privacy, recreation, and convenience, all just a short 5-minute drive from the historic town of Perth. Featuring 5 bedrooms, including 3 on the main level, 2 beautifully renovated full bathrooms, and over 2100 sqft of complete living space, there’s plenty of space for family and guests. Expansive lakeside windows on the main floor fill the home with natural light and capture stunning waterfront views, while the walkout lower level offers patio doors and additional lake-facing windows, creating a seamless connection to the outdoors. Over the past five years, the home has seen numerous upgrades, including ductless heat pumps on each level, updated electric baseboards, renovated bathrooms, new flooring, UV light, decking, and much more, making it move-in ready. Outside, enjoy a level waterfront with a natural shoreline that includes a sand and rock bottom, ideal for swimming and boating, along with a beautiful L-shaped aluminum dock ready for endless days on the water. The spacious, level green space at the rear of the property provides excellent potential for a future garage, workshop, or home addition. Whether you’re searching for a year-round residence or the ultimate waterfront getaway, this is a rare opportunity to own on one of the region’s premier lakes.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Wood
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 55 x 480.5 Feet
- Parking
- None garage · 10 total
Financial
- Property Taxes
- $3,821 (2026)
Location
- Neighbourhood
- 903 - Drummond/North Elmsley (North Elmsley) Twp
- Cross Street
- Mary Miller and Otty Lake Side Road
- Direction Faces
- South
Listing
- MLS® Number
- X13572756
- Days on Market
- 94
- Listed On
- 2026-07-16
- Listed By
- COLDWELL BANKER SETTLEMENT REALTY
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
- Central Vacuum
Property
- Waterfront
Pool
- None
- Included
- Fridge, Stove, Washer, Dryer, Dock, Shed
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$3,763 per month
- Principal and interest
- $3,763
- Property tax
- $318
- Condo fees
- $0
- Estimated monthly cost
- $4,082
Your mortgage
- Mortgage amount
- $679,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $449,032
Cash to close
- Down payment
- $169,980
- Land transfer tax
- $13,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $183,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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