$859,900
↓ $30,000 from $889,900
Est. payment $3,807/moCalculate yours
2032 20th Side Road, St. Joseph, ON P0R 1J0
St. Joseph, ON P0R 1J0
- 3 + 1 Beds
- 3 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of Right at Home Realty MLS® X13887542
About this home
Tucked far back from the road, this property offers exceptional privacy and a tranquil setting surrounded by nature. This turnkey bungalow offers (4) bedrooms and (3) bathrooms designed for relaxed, effortless living set on (11) plus acres on park-like grounds. TWO detached garages (24 x 32 & 30 x 38) provide plenty of room for vehicles, recreational toys, or workshop space, while additional storage and garden sheds keep everything organized. Step inside to an inviting open-concept layout featuring soaring vaulted ceilings that create a bright, airy atmosphere. The spacious living areas flow seamlessly to a wraparound deck, perfect for entertaining or relaxing and listening to the quiet of nature all around you. Downstairs, the fully finished basement offers a spacious family room perfect for movie or game night. With abundant storage and flexible space. Do you have a boat? Take your pick! Two marinas less than 10 minutes away!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished, Full
Building & Systems
- Heating
- Heat Pump (Electric)
- Cooling
- Other
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 573.33 x 808.33 Feet
- Parking
- Other garage
- Zoning
- Single-family detached (not on water)
Financial
- Property Taxes
- $1,460 (2026)
Location
- Cross Street
- Folllow Highway 548 to St. Joseph Island. Continue straight past the first stop sign.
- Direction Faces
- East
Listing
- MLS® Number
- X13887542
- Days on Market
- 72
- Listed On
- 2026-08-07
- Possession
- TBD
- Listed By
- Right at Home Realty
Rooms
Features
Interior
- Water Purifier
- Water Softener
- Built-In Oven
- Other
Community
- Wooded
Pool
- None
- Included
- Negotiable
- Excluded
- N/A
Mortgage calculator
Estimated mortgage payment
$3,807 per month
- Principal and interest
- $3,807
- Property tax
- $122
- Condo fees
- $0
- Estimated monthly cost
- $3,929
Your mortgage
- Mortgage amount
- $687,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $454,315
Cash to close
- Down payment
- $171,980
- Land transfer tax
- $13,673
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $185,653
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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