$375,000
↓ $100,000 from $475,000
Est. payment $1,660/moCalculate yours
20439 McMillan Line, West Elgin, ON N0L 2C0
Rural West Elgin, West Elgin, ON N0L 2C0
Listing courtesy of PG DIRECT REALTY LTD. MLS® X13829444
About this home
Visit REALTOR website for additional information. VACANT LAND - JUST UNDER 2 ACRES. Welcome to 20439 McMillan Line - an opportunity to own just under 2acres in a peaceful rural setting surrounded by open farmland. The previous dwelling has been removed, and the property is being offered as land only, providing a blank canvas for your future plans. Located on a quiet paved road and only minutes from Highway 401, the property combines country living with convenient access to near by amenities and major routes. The property features wide-open views, mature trees, established garden beds and plenty of space to enjoy the outdoors. A large shop with hydro remains on the property, offering valuable space for storage, equipment, hobbies or workspace needs. An outdoor hot tub hookup is located near the shop, and a fenced pen provides additional flexibility for pets or small livestock. Whether you’re looking for rural land with an existing shop or envisioning the possibilities of creating something new, this property offers space, privacy and a beautiful country setting. Important Disclosure: The former dwelling on the property experienced a fire and has since been removed. The property is being sold in “as is, where is” condition, with no warranties or representations from the seller. Buyers are responsible for conducting their own due diligence regarding future use, building possibilities, permits, services and all other property-related requirements.
Property details
Overview
- Property Type
- Vacant Land
- For
- For Sale
- Status
- Price Change
Building & Systems
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 127 x 503 Feet
- Parking
- Detached garage · 17 total
- Zoning
- A2
Financial
- Property Taxes
- $2,975 (2025)
Location
- Neighbourhood
- Rural West Elgin
- Cross Street
- McMillan Line/Blacks Road
- Direction Faces
- South
Listing
- MLS® Number
- X13829444
- Days on Market
- 23
- Listed On
- 2026-09-25
- Possession
- Negotiable
- Listed By
- PG DIRECT REALTY LTD.
Features
Property
- Campground
- Lake Access
- Marina
- Place Of Worship
- Rec./Commun.Centre
- School
Mortgage calculator
Estimated mortgage payment
$1,660 per month
- Principal and interest
- $1,660
- Property tax
- $248
- Condo fees
- $0
- Estimated monthly cost
- $1,908
Your mortgage
- Mortgage amount
- $300,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $198,126
Cash to close
- Down payment
- $75,000
- Land transfer tax
- $4,100
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $79,100
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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