$499,000
Est. payment $2,209/moCalculate yours
205 Dearborn Avenue, Oshawa, ON L1G 5Z3
O'Neill, Oshawa, ON L1G 5Z3
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of PROPERTY.CA INC. MLS® E14083276
About this home
The charm of a classic bungalow meets the comfort of modern updates at 205 Dearborn Avenue, nestled in Oshawa’s established O’Neill neighbourhood. Offering the ease of main-floor living, this home is an ideal opportunity for first-time buyers, downsizers, or anyone looking for original character paired with thoughtful updates. Inside, you’ll find hardwood floors, an inviting living area, and a formal dining room with French doors, perfect for hosting family dinners and holidays. The updated kitchen and bathroom bring a fresh feel while preserving the home’s charm. The partially finished basement offers flexible space, plenty of storage and a cold room, while the generously sized backyard provides room to entertain, garden, or simply enjoy the outdoors. Enjoy living just steps from top-rated schools including O’Neill CVI andMary Street Community School, as well as local parks, transit, and the Oshawa Golf and Curling Club. With quick access to Lakeridge Health Oshawa, vibrant downtown dining, and the Highway 401 and 407 corridors, this home delivers a connected lifestyle in one of Durham Region’s most established communities. Whether you’re entering the market or looking to simplify without sacrificing outdoor space, 205 Dearborn Avenue is a wonderful place to call home.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Total Rooms
- 7
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Window Unit(s)
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 35 x 81 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $3,781 (2026)
Location
- Neighbourhood
- O'Neill
- Cross Street
- Simcoe St N and Elgin St E
- Direction Faces
- East
Listing
- MLS® Number
- E14083276
- Days on Market
- 3
- Listed On
- 2026-10-15
- Possession
- Immediate/Flexible
- Listed By
- PROPERTY.CA INC.
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
- Sewage Pump
- Water Heater
Property
- Fenced Yard
- Hospital
- Park
- Public Transit
- Rec./Commun.Centre
- School
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Microwave, Washer, Dryer, 2 Freezers, BBQ, Patio Furniture, 2 window A/C units. Couch and primary bed are negotiable.
- Excluded
- All staging items.
- Rental items
- Furnace & Hot water tank.
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $315
- Condo fees
- $0
- Estimated monthly cost
- $2,525
Your mortgage
- Mortgage amount
- $399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,639
Cash to close
- Down payment
- $99,800
- Land transfer tax
- $6,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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