$649,999
Est. payment $2,878/moCalculate yours
205 Hoyt Avenue, Tay, ON L0K 2A0
Victoria Harbour, Tay, ON L0K 2A0
- 4 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of RED APPLE REAL ESTATE INC. MLS® S13751830
About this home
Welcome to 205 Hoyt Avenue, a beautifully updated 4-bedroom, 2-bathroom detached home offering stunning views of Georgian Bay and an incredible four-season lifestyle.Whether you’re looking for a year-round family home, a relaxing getaway, or a turnkey investment opportunity, this property offers an ideal combination of comfort, style, and natural surroundings.Thoughtfully renovated throughout, the home blends rustic charm with modern finishes and features a gourmet kitchen, spa-inspired main bathroom, cozy fireplace, and inviting living spaces perfect for relaxing or entertaining. Best of all, the home is being sold fully furnished, making it truly move-in ready.Step outside to your own private retreat featuring a fire pit, sauna, outdoor shower, hot tub, and cold plunge pool. Backing onto a peaceful forest and located just steps from two waterfront access points, you’ll have nature and Georgian Bay right at your doorstep.Additional conveniences include high-speed internet, forced-air natural gas heating, municipal water, and sewer services. With the beach just moments away, you can enjoy boating, fishing, swimming, and countless outdoor activities throughout the year.The location offers excellent walkability to everyday amenities, including a grocery store, pharmacy, post office, LCBO, marina, restaurants, and the popular Queens Quay Pub. The nearby Trans Canada Trail also provides miles of scenic walking, cycling, and year-round recreation.Discover the lifestyle waiting for you at 205 Hoyt Avenue-where Georgian Bay views, modern comfort, and outdoor living come together in one exceptional property.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Brick Front
- Foundation
- Concrete
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50.45 x 133.57 Feet
- Parking
- None garage · 6 total
Financial
- Property Taxes
- $2,367 (2025)
Location
- Neighbourhood
- Victoria Harbour
- Cross Street
- Hoyt & Ellen
- Direction Faces
- West
Listing
- MLS® Number
- S13751830
- Days on Market
- 40
- Listed On
- 2026-09-08
- Listed By
- RED APPLE REAL ESTATE INC.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Sauna
- Sump Pump
- Water Heater
- Water Meter
Property
- Lake/Pond
- Marina
Pool
- None
- Rental items
- Water heater (Rental)
Mortgage calculator
Estimated mortgage payment
$2,878 per month
- Principal and interest
- $2,878
- Property tax
- $197
- Condo fees
- $0
- Estimated monthly cost
- $3,075
Your mortgage
- Mortgage amount
- $519,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $343,417
Cash to close
- Down payment
- $130,000
- Land transfer tax
- $9,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $139,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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