$525,000
Est. payment $2,325/moCalculate yours
21 Alma Street N, Kawartha Lakes, ON K0L 2W0
Omemee, Kawartha Lakes, ON K0L 2W0
- 2 + 2 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of AFFINITY GROUP PINNACLE REALTY LTD. MLS® X13856522
About this home
Whether you’re a first-time home buyer, first-time investor, or both, this versatile property offers an incredible opportunity. Featuring two self-contained two-bedroom suites, it’s ideal for generating rental income while living in one unit, accommodating extended family, or adding a solid asset to your investment portfolio. With ample parking and flexible living arrangements, this property provides exceptional value and endless possibilities. Live in one suite and rent the other, lease both units for maximum income potential, or create a comfortable multi-generational living setup. A rare chance to enter the market with a property that works for you from day one.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Finished, Walk-Up
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50.05 x 200.09 Feet
- Parking
- None garage · 6 total
- Zoning
- R1
Financial
- Property Taxes
- $2,581 (2026)
Location
- Neighbourhood
- Omemee
- Cross Street
- King St W/Alma St N
- Direction Faces
- West
Listing
- MLS® Number
- X13856522
- Days on Market
- 16
- Listed On
- 2026-10-02
- Possession
- TBD
- Listed By
- AFFINITY GROUP PINNACLE REALTY LTD.
Rooms
Features
Interior
- None
Pool
- None
- Included
- Fridge X2, stove X 2, washer, dryer
- Excluded
- All Personal Items
- Rental items
- HWT, Water Softener
Mortgage calculator
Estimated mortgage payment
$2,325 per month
- Principal and interest
- $2,325
- Property tax
- $215
- Condo fees
- $0
- Estimated monthly cost
- $2,540
Your mortgage
- Mortgage amount
- $420,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $277,376
Cash to close
- Down payment
- $105,000
- Land transfer tax
- $6,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $111,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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